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Newcastle Permanent Building Society · Home loans
Real Deal Home Loan Investment Principal and Interest
Newcastle Permanent Building Society's Real Deal Home Loan Investment Principal and Interest is a home loan. The figures are the ones Newcastle Permanent Building Society publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 6.19% to 6.44%.
Advertised rate
6.44%
headline tier
Comparison rate
6.48%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 6.19% and 6.44% over the last 30 days.
Every current rate (3)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, P&I, LVR up to 80%, $150,000 and overReal Deal Special 1 Balance | 6.44% | 6.48% |
| Variable, Investor, P&I, LVR 80 to 95%, $150,000 and overReal Deal Special 2 Balance | 7.09% | 7.13% |
| Variable, Investor, P&I | 8.69% | 8.74% |
Rate moves, last 30 days
- 9 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, Investor, P&I, LVR up to 80%, $150,000 and over, from 6.19% to 6.44%.
Published fees
| Fee | Amount |
|---|---|
| Conversion Feeon variation: May be payable when converting loan product type. | $350 |
| Substitution in Security Feeon variation: Payable when the Security listed on a mortgage is changed. | $350 |
| Dishonour (Direct Debit and Cheque)dishonour: If you ask us to take a payment, either direct debit or salary deduction and you do not have enough funds in your account to cover this payment, you will be cha | $9 |
| Default Administration Fee 1late payment: Where one payment or less is in arrears at the end of the month. | $35 |
| Electronic Transfer Feeper withdrawal: Payable to us when we are required to electronically transfer money for settlement. | $30 |
| Discharge Administration Feeon exit: Payable whenever we arrange for a discharge of mortgage. | $250 |
| Title Search Feeupfront: This comprises our external searcher’s fee and the Land and Property Information fees. | $75 |
| Redraw Fee via Branchper withdrawal: Redraw of advance funds via a Branch. | $25 |
| Establishment Feeupfront: Establishing a loan is an involved process and requires the expertise of trained staff to assess the loan application, create detailed documentation, coordinate | $595 |
| Document and Miscellaneous Serviceper enquiry: Fee applies if you request copies of documents such as withdrawal slips or statements, you ask us to verify a transaction on your account or you request any oth | see lender |
| Application Feeupfront: Payable to us when increasing borrowing against an existing security. | $350 |
| International Transfer Inwardper deposit: Fee applies for the conversion of international transfers in a foreign currency to Australian dollars. | $12 |
Other Newcastle Permanent Building Society home loans
Real Deal Home Loan Principal and Interest 6.19%Premium Plus Package Fixed Rate Home Loan Principal and Interest 6.39%Premium Plus Package Variable Home Loan Principal and Interest 6.39%Real Deal Home Loan Interest Only 6.44%Fixed Rate Home Loan Principal and Interest 6.49%Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest 6.49%Fixed Rate Home Loan Investment Principal and Interest 6.59%Premium Plus Package Fixed Rate Home Loan Investment Interest Only 6.59%Premium Plus Package Variable Home Loan Investment Principal and Interest 6.59%Fixed Rate Home Loan Investment Interest Only 6.69%Real Deal Home Loan Investment Interest Only 6.69%Premium Plus Package Fixed Rate Home Loan Interest Only 6.79%
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