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Low Rate Visa Credit Card
Bank Australia's Low Rate Visa Credit Card is a credit card. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, down from 12.99% to 12.34%.
Advertised rate
12.34%
headline tier
Tiers
2
current rate rows
Last moved
-0.65pp
1 November 2026
Advertised rate, last 30 days. Between 12.34% and 12.99% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Cash advances | 12.34% |
| Purchases | 12.34% |
Rate moves, last 30 days
- 1 November 2026: Purchases cut 0.65pp, from 12.99% to 12.34%.
- 1 November 2026: Cash advances cut 0.65pp, from 12.99% to 12.34%.
Published fees
| Fee | Amount |
|---|---|
| Cash Advance Fee - Domesticper cash advance: A fee charged to any cash advance within Australia through all channels. | $3.50 |
| Cash Advance Fee - Overseasper cash advance: Applies to any cash advance made outside Australia, plus the International Transaction Fee (ITF) | $3.50 |
| Visa emergency card/cash overseas feereplacement: A fee charged when you need an emergency replacement card or cash delivered to you on an urgent basis to an address overseas. | $175 |
| International transaction fee (ITF)per transaction: When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. | see lender |
| Annual Fee - Low Rate Credit Cardrecurring: An annual fee charged on your credit card. | $0 |
| Additional Cardholder Feerecurring: You can request that we allow someone else to have a card on your account at no charge | $0 |
Other Bank Australia credit cards
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