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Greater Bank rates

Greater Bank (Greater Bank Limited on the Consumer Data Right register) publishes 98 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Greater Bank's lowest home loan rate is 6.09% on Discounted Great Rate Home Loan - Variable Owner Occupied, 0.65 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.50% on Life Saver, 1.50 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Greater Bank repriced 30 products in the last 30 days, most recently lifting Term Investment - Interest Monthly on 26 October 2026, from 5.20% to 5.30%.

Home loans

ProductAdvertised rateComparison rate
Discounted Great Rate Home Loan - Variable Owner Occupied6.09%6.10%
Discounted Great Rate Home Loan - Variable Interest Only Owner Occupied6.19%6.14%
Ultimate Packaged Home Loan - Fixed 3 Year Owner Occupied6.34%7.79%
Great Rate Home Loan - Fixed 3 Year Owner Occupied6.39%7.61%
Ultimate Packaged Home Loan - Fixed 1 Year Owner Occupied6.39%8.09%
Ultimate Packaged Home Loan - Fixed 2 Year Owner Occupied6.39%7.94%
Discounted Great Rate Home Loan - Variable Investment6.44%6.45%
Discounted Ultimate Packaged Home Loan - Variable Owner Occupied6.44%6.80%
Great Rate Home Loan - Fixed 1 Year Owner Occupied6.44%7.94%
Great Rate Home Loan - Fixed 2 Year Owner Occupied6.44%7.77%
Ultimate Packaged Home Loan - Fixed 3 Year Interest Only Owner Occupied6.44%7.81%
Ultimate Packaged Home Loan - Fixed 3 Year Investment6.44%8.07%
Great Rate Home Loan - Fixed 3 Year Interest Only Owner Occupied6.49%7.65%
Great Rate Home Loan - Fixed 3 Year Investment6.49%7.90%
Ultimate Packaged Home Loan - Fixed 1 Year Interest Only Owner Occupied6.49%8.10%
Ultimate Packaged Home Loan - Fixed 1 Year Investment6.49%8.43%
Ultimate Packaged Home Loan - Fixed 2 Year Interest Only Owner Occupied6.49%7.95%
Ultimate Packaged Home Loan - Fixed 2 Year Investment6.49%8.25%
Ultimate Packaged Home Loan - Fixed 4 Year Owner Occupied6.49%7.72%
Ultimate Packaged Home Loan - Fixed 5 Year Owner Occupied6.49%7.61%
Discounted Great Rate Home Loan - Variable Interest Only Investment6.54%6.49%
Discounted Ultimate Packaged Home Loan - Variable Interest Only Owner Occupied6.54%6.82%
Great Rate Home Loan - Fixed 1 Year Interest Only Owner Occupied6.54%7.95%
Great Rate Home Loan - Fixed 1 Year Investment6.54%8.28%
Great Rate Home Loan - Fixed 2 Year Interest Only Owner Occupied6.54%7.80%
Great Rate Home Loan - Fixed 2 Year Investment6.54%8.09%
Great Rate Home Loan - Fixed 4 Year Owner Occupied6.54%7.53%
Great Rate Home Loan - Fixed 5 Year Owner Occupied6.54%7.41%
Ultimate Packaged Home Loan - Fixed 3 Year Interest Only Investment6.54%8.10%
Great Rate Home Loan - Fixed 3 Year Interest Only Investment6.59%7.94%
Ultimate Packaged Home Loan - Fixed 1 Year Interest Only Investment6.59%8.44%
Ultimate Packaged Home Loan - Fixed 2 Year Interest Only Investment6.59%8.27%
Ultimate Packaged Home Loan - Fixed 4 Year Interest Only Owner Occupied6.59%7.75%
Ultimate Packaged Home Loan - Fixed 4 Year Investment6.59%7.98%
Ultimate Packaged Home Loan - Fixed 5 Year Interest Only Owner Occupied6.59%7.65%
Ultimate Packaged Home Loan - Fixed 5 Year Investment6.59%7.86%
Discounted Ultimate Packaged Home Loan - Variable Investment6.64%7.00%
Great Rate Home Loan - Fixed 1 Year Interest Only Investment6.64%8.30%
Great Rate Home Loan - Fixed 2 Year Interest Only Investment6.64%8.12%
Great Rate Home Loan - Fixed 4 Year Interest Only Owner Occupied6.64%7.58%
Great Rate Home Loan - Fixed 4 Year Investment6.64%7.79%
Great Rate Home Loan - Fixed 5 Year Interest Only Owner Occupied6.64%7.48%
Great Rate Home Loan - Fixed 5 Year Investment6.64%7.66%
Ultimate Packaged Home Loan - Fixed 4 Year Interest Only Investment6.69%8.01%
Ultimate Packaged Home Loan - Fixed 5 Year Interest Only Investment6.69%7.90%
Discounted Ultimate Packaged Home Loan - Variable Interest Only Investment6.74%7.02%
Great Rate Home Loan - Fixed 4 Year Interest Only Investment6.74%7.85%
Great Rate Home Loan - Fixed 5 Year Interest Only Investment6.74%7.73%
Ultimate Packaged Home Loan - Variable Owner Occupied7.91%8.26%
Ultimate Packaged Home Loan - Variable Interest Only Owner Occupied8.01%8.28%
Great Rate Home Loan - Variable Owner Occupied8.11%8.12%
Great Rate Home Loan - Variable Interest Only Owner Occupied8.21%8.17%
Ultimate Packaged Home Loan - Variable Investment8.29%8.63%
Ultimate Packaged Home Loan - Variable Interest Only Investment8.39%8.66%
Great Rate Home Loan - Variable Investment8.49%8.50%
Great Rate Home Loan - Variable Interest Only Investment8.59%8.55%

Savings accounts

ProductAdvertised rate
Life Saver5.50%
Bonus Saver4.25%

Term deposits

ProductAdvertised rate
Term Investment - Interest @ Maturity5.40%
Term Investment - Interest Monthly5.30%
Term Investment - Interest 6 Monthly4.25%

Transaction accounts

ProductAdvertised rate
Retirement Plus2.00%
Business Optimiser1.00%
Access0.01%
Business Access0.01%

Credit cards

ProductAdvertised rate
Business Visa Credit Card6.96%
Visa Credit Card9.95%

Personal loans

ProductAdvertised rateComparison rate
New Car Loan6.24%6.63%
Secured Personal Loan6.78%7.17%
Unsecured Personal Loan8.99%9.39%

Business loans

ProductAdvertised rate
Business Term Loan - Fixed 3 Year secured by Residential Property7.19%
Business Term Loan - Fixed 1 Year secured by Residential Property7.24%
Business Term Loan - Fixed 2 Year secured by Residential Property7.24%
Business Term Loan - Fixed 3 Year Interest Only secured by Residential Property7.29%
Business Term Loan - Fixed 1 Year Interest Only secured by Residential Property7.34%
Business Term Loan - Fixed 2 Year Interest Only secured by Residential Property7.34%
Business Term Loan - Fixed 4 Year secured by Residential Property7.34%
Business Term Loan - Fixed 5 Year secured by Residential Property7.34%
Business Term Loan - Fixed 4 Year Interest Only secured by Residential Property7.44%
Business Term Loan - Fixed 5 Year Interest Only secured by Residential Property7.44%
Business Term Loan - Fixed 3 Year secured by Commercial Property7.49%
Business Term Loan - Fixed 1 Year secured by Commercial Property7.54%
Business Term Loan - Fixed 2 Year secured by Commercial Property7.54%
Business Term Loan - Fixed 3 Year Interest Only secured by Commercial Property7.59%
Business Term Loan - Fixed 1 Year Interest Only secured by Commercial Property7.64%
Business Term Loan - Fixed 2 Year Interest Only secured by Commercial Property7.64%
Business Term Loan - Fixed 4 Year secured by Commercial Property7.64%
Business Term Loan - Fixed 5 Year secured by Commercial Property7.64%
Business Term Loan - Fixed 4 Year Interest Only secured by Commercial Property7.74%
Business Term Loan - Fixed 5 Year Interest Only secured by Commercial Property7.74%
Business Term Loan - Variable Rate secured by Residential Property9.20%
Business Term Loan - Variable Rate Interest Only secured by Residential Property9.30%
Business Term Loan - Variable Rate secured by Commercial Property9.75%
Business Term Loan - Variable Rate Interest Only secured by Commercial Property9.85%
Business Line of Credit - Secured by Residential Property9.95%
Business Line of Credit - Secured by a Term Deposit9.95%
Business Line of Credit - Unsecured9.95%
Business Line of Credit - Secured by Commercial Property10.50%

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