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Greater Bank · Home loans
Great Rate Home Loan - Fixed 5 Year Owner Occupied
Greater Bank's Great Rate Home Loan - Fixed 5 Year Owner Occupied is a home loan. The figures are the ones Greater Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 May 2026, up from 6.29% to 6.54%.
Advertised rate
6.54%
headline tier
Comparison rate
7.41%
as published
Last moved
+0.25pp
22 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 5 years, Owner occupier, P&I | 6.54% | 7.41% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Discharge administration feeon exit: A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. | $300 |
| Registration feewhen it happens: Fee amount will be variable, calculated if and when applicable. | see lender |
| Default notice feelate payment: Payable when we send you a notice informing you of a default under this contract | $50 |
| SMS alert feeper transaction: Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | $0.20 |
| Bank transfer feeper withdrawal: Applicable when receiving an inward RTGS (Real time gross settlement) | $8 |
| Mortgage Insurance Premium Feeupfront: Fee amount will be variable, calculated if and when applicable. | see lender |
| Foreign currency deposit feeper deposit | $5 |
| Legal feewhen it happens: Fee amount will be variable, calculated if and when applicable. | see lender |
| Additional loan / Top Up feeupfront: $350 payable when you apply for an additional home loan or increase your borrowings (using only your existing security) plus $250 for each additional security | $350 |
| Prepayment feeper payment: The prepayment fee is charged if we estimate we will make an economic loss as a result of extra repayments during a fixed rate term. | see lender |
| Title insurance premiumupfront: Fee amount will be variable, calculated if and when applicable. | see lender |
| Default Administration Feelate payment: In default by an amount that is less than 2 repayments $20.00, otherwise $50.00. | $50 |
Other Greater Bank home loans
Discounted Great Rate Home Loan - Variable Owner Occupied 6.09%Discounted Great Rate Home Loan - Variable Interest Only Owner Occupied 6.19%Ultimate Packaged Home Loan - Fixed 3 Year Owner Occupied 6.34%Great Rate Home Loan - Fixed 3 Year Owner Occupied 6.39%Ultimate Packaged Home Loan - Fixed 1 Year Owner Occupied 6.39%Ultimate Packaged Home Loan - Fixed 2 Year Owner Occupied 6.39%Discounted Great Rate Home Loan - Variable Investment 6.44%Discounted Ultimate Packaged Home Loan - Variable Owner Occupied 6.44%Great Rate Home Loan - Fixed 1 Year Owner Occupied 6.44%Great Rate Home Loan - Fixed 2 Year Owner Occupied 6.44%Ultimate Packaged Home Loan - Fixed 3 Year Interest Only Owner Occupied 6.44%Ultimate Packaged Home Loan - Fixed 3 Year Investment 6.44%
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