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Greater Bank · Credit cards

Visa Credit Card

Greater Bank's Visa Credit Card is a credit card. The figures are the ones Greater Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
9.95%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
9.95%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Balance transfer, P&I9.95%
Cash advances, P&I9.95%
Purchases, P&I9.95%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Late payment feelate payment: Payable when you miss a payment.$20
Disputed transaction feewhen it happens: Debited to your account when you request a record of a disputed transaction.$10
Replacement card feewhen it happens: Payable if the card is sent to you outside Australia.$100
Annual feerecurring: Debited to your account on the last day of the month in which the account is opened and then on the anniversary of that date every year.$49
Replacement card feewhen it happens: Payable if the card is sent to you in Australia.$7
SMS alert feeper transaction: Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions.$0.20
Bank transfer feeper withdrawal: Applicable when receiving an inward RTGS (Real time gross settlement)$8
Foreign currency deposit feeper deposit$5
EFT transaction fee (RTGS)per withdrawal: Applicable when you send an outward RTGS (Real time gross settlement)$20
Information fee - Per Pagewhen it happens: Information fee $20.00 plus $1.00 per page copied.$1
Australian cash advance feeper cash advance: If your account has a negative balance at the time you request the cash advance fee you will be charged 2.00% of the cash advance amount.see lender
Bulk coin purchase fee - In branchper withdrawal: 2.00% of value (minimum $2.00)see lender

Other Greater Bank credit cards

Business Visa Credit Card 6.96%

Get an email the morning Greater Bank moves this rate.

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