Business Optimiser

Greater Bank's Business Optimiser is a transaction account. The figures are the ones Greater Bank publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 0.75% to 1.00%.

Advertised rate

1.00%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

9 October 2026

Advertised rate, last 30 days. Between 0.75% and 1.00% over the last 30 days.

Every current rate (4)

Tier	Rate
Variable, up to $20,000Amount	0.01%
Variable, $20,000 to $200,000Amount	1.00%
Variable, $500,000 and overAmount	1.00%
Variable, $200,000 to $500,000Amount	1.00%

Rate moves, last 30 days

9 October 2026: Variable, $20,000 to $200,000 lifted 0.25pp, from 0.75% to 1.00%.

Published fees

Fee	Amount
Dormant account feerecurring: $15.00 six monthly if an account has no transactions (other than government charges or interest) processed during the preceding 24 months	$15
Replacement card feewhen it happens: International $100.00 (when a replacement card is issued on your account when overseas)	$100
Over-the-counter BPAYper withdrawal	$1
SMS alert feeper transaction: Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions.	$0.20
Cheque notify fee - SMSwhen it happens	$0.20
Bulk coin purchase fee - Existing branch stockper withdrawal: Existing branch stock 2.00% of total value (minimum $2.00)	see lender
Foreign currency deposit feeper deposit	$5
Dishonour cheque feedishonour	$15
Cheque drawnper withdrawal	$0.80
Bank cheque feeper withdrawal	$9
Replacement card feewhen it happens: Domestic $7.00 (when a replacement card is issued on your account within Australia)	$7
Information feeper enquiry: $20.00 plus $1.00 per page	$20

Other Greater Bank transaction accounts

Retirement Plus 2.00%Access 0.01%Business Access 0.01%

Get an email the morning Greater Bank moves this rate.

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