Lenders › People's Choice and Heritage › Unsecured Business Visa Credit Card
People's Choice and Heritage · Credit cards
Unsecured Business Visa Credit Card
People's Choice and Heritage's Unsecured Business Visa Credit Card is a credit card. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
12.95%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Cash advances | 12.95% |
| Purchases | 12.95% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Emergency Card Fee- Outside Australiawhen it happens: Whenever a replacement card is requested to be delivered within 5 days | $200 |
| Emergency card replacement fee- within Australiawhen it happens: Whenever a replacement card is requested to be delivered within 5 days | $25 |
| Overseas currency conversion feeper transaction: Fee is calculated on the Australian dollar amount of the transaction | see lender |
| Annual feerecurring: Charge per card | $45 |
| Cash Advance Feeper transaction: Cash Advance Fee applies whenever one of the following transactions are performed; Cash withdrawal, cheque withdrawal, periodic payment, direct debit, manual tr | see lender |
| Overseas ATM or counter withdrawals (Visa)per transaction: Overseas currency conversion fee is added to base fee | $5 |
| Replacement Feewhen it happens: Whenever a replacement card is requested. | $10 |
| Statement replacement feewhen it happens: Whenever a copy of a previous statement is requested | $7.50 |
| Direct Debit Dishonour feewhen it happens: If a direct debit authorised to be made from or to your account is dishonoured | $10 |
| Document/Record Search Feewhen it happens: Whenever we provide a copy of a document relating to your card account at your request | $12 |
| Manual Transfer Fee- Heritage accountper transaction: Whenever we manually transfer funds from your card account. | $2.50 |
| Manual Transfer Fee-External Payeeper transaction: Whenever we manually transfer funds from your card account to another financial institution including a People's Choice branded account. | $4 |
Other People's Choice and Heritage credit cards
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