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Unity Bank rates

Unity Bank publishes 64 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Unity Bank's lowest home loan rate is 6.15% on Australian Government 5% Deposit Scheme, 0.59 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 4.75% on Bonus Saver Account, 0.75 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Unity Bank repriced 52 products in the last 30 days, most recently lifting Christmas Saver Account on 2 November 2026, from 0.50% to 1.10%.

Home loans

Savings accounts

Term deposits

Transaction accounts

Credit cards

Personal loans