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Unity Bank · Personal loans

Green Upgrades Loan (with mortgage)

Unity Bank's Green Upgrades Loan (with mortgage) is a personal loan. The figures are the ones Unity Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 April 2026, up from 4.59% to 5.55%.

Advertised rate
5.55%
headline tier
Comparison rate
5.55%
as published
Last moved
+0.96pp
1 April 2026
5.55%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, P&I5.55%5.55%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Late payment feewhen it happens: A fee charged when you don't make your minimum monthly payment, plus any overdue amount$15
Default notice feewhen it happens: A fee charged if you default on your repayments and we issue a default notice$50

Other Unity Bank personal loans

Community Support Loan 5.60%Green Upgrades Loan 6.05%Green Car Loan 6.49%Diamond Fair Rate Personal Loan Varibale P&I 7.99%Fixed Rate Car Loan P&I <5Y 7.99%Emerald Fair Rate Personal Loan Variable P&I 9.99%Fixed Rate Car Loan P&I >5Y 9.99%Sapphire Fair Rate Personal Loan Variable P&I 10.99%Ruby Fair Rate Personal Loan Variable P&I 12.99%Opal Fair Rate Personal Loan Variable P&I 16.99%

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