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MoneyMAX
Unity Bank's MoneyMAX is a transaction account. The figures are the ones Unity Bank publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 4.50% to 4.75%.
Advertised rate
4.75%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
2 November 2026
Advertised rate, last 30 days. Between 4.50% and 4.75% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 4.75% |
Rate moves, last 30 days
- 2 November 2026: Variable lifted 0.25pp, from 4.50% to 4.75%.
Published fees
| Fee | Amount |
|---|---|
| Monthly account feerecurring: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits & borrowings, at | $5 |
| Outward RTGS payment feeper withdrawal: A Processing fee charged when you require funds to be sent straight away | $30 |
| Inward RTGS and SWIFT payment feeper deposit: A processing fee charged when you receive funds through this channel | $10 |
| Paper statement feerecurring: A fee charged to cover the cost of producing and sending paper statements | $2 |
| Dormancy feerecurring: A fee charged if your account remains inactive for 7 years, and we will treat your account as dormant. | $20 |
| Quickdebit dishonour feeper transaction: A fee charged when you have insufficient funds in your account and we are unable to honour the Quick Debit transaction for you | $20 |
| Telegraphic transfer - service centreper transaction: A fee charged for a staff assisted foreign transfer | $30 |
| Telegraphic transfer - onlineper transaction: A fee charged for an online foreign transfer | $20 |
| Telegraphic transfer - australianper transaction: A fee charged for an online Australian transfer | $50 |
| Foreign cheque deposit up to $25,000per deposit: A processing fee charged when you deposit foreign cheques up to $25,000 | $20 |
| Foreign cheque deposit over $25,000per deposit: A processing fee charged when you deposit foreign cheques over $25,000 | $50 |
Other Unity Bank transaction accounts
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