Lenders › Unity Bank › Self-Managed Superfund Account
Unity Bank · Transaction accounts
Self-Managed Superfund Account
Unity Bank's Self-Managed Superfund Account is a transaction account. The figures are the ones Unity Bank publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 4.70% to 4.95%.
Advertised rate
4.95%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
2 November 2026
Advertised rate, last 30 days. Between 4.70% and 4.95% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $99,999Self-Managed Superfund Account_Tier_1 | 3.25% |
| Variable, $99,999 to $499,999Self-Managed Superfund Account_Tier_2 | 4.70% |
| Variable, $499,999 and overSelf-Managed Superfund Account_Tier_3 | 4.95% |
Rate moves, last 30 days
- 2 November 2026: 3 tiers lifted 0.25pp; the lowest, Variable, up to $99,999, from 3.00% to 3.25%.
Published fees
| Fee | Amount |
|---|---|
| Monthly account feerecurring: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits & borrowings, at | $5 |
| Outward RTGS payment feeper withdrawal: A Processing fee charged when you require funds to be sent straight away | $30 |
| Inward RTGS and SWIFT payment feeper deposit: A processing fee charged when you receive funds through this channel | $10 |
| Paper statement feerecurring: A fee charged to cover the cost of producing and sending paper statements | $2 |
| Dormancy feerecurring: A fee charged if your account remains inactive for 7 years, and we will treat your account as dormant. | $20 |
| Telegraphic transfer - service centreper transaction: A fee charged for a staff assisted foreign transfer | $30 |
| Telegraphic transfer - onlineper transaction: A fee charged for an online foreign transfer | $20 |
| Telegraphic transfer - australianper transaction: A fee charged for an online Australian transfer | $50 |
| Quickdebit dishonour feeper transaction: A fee charged when you have insufficient funds in your account and we are unable to honour the Quick Debit transaction for you | $20 |
| Foreign cheque deposit up to $25,000per deposit: A processing fee charged when you deposit foreign cheques up to $25,000 | $20 |
| Foreign cheque deposit over $25,000per deposit: A processing fee charged when you deposit foreign cheques over $25,000 | $50 |
Other Unity Bank transaction accounts
Get an email the morning Unity Bank moves this rate.
Every Unity Bank rate · every transaction account rate compared · other lenders · this product in the explorer.