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Fixed Rate Home Loan - Property Investor - P&I - 60 mths
Unity Bank's Fixed Rate Home Loan - Property Investor - P&I - 60 mths is a home loan. The figures are the ones Unity Bank publishes under the Consumer Data Right today. The advertised rate last moved on 6 October 2026, up from 6.60% to 6.80%.
Advertised rate
6.80%
headline tier
Comparison rate
6.89%
as published
Last moved
+0.20pp
6 October 2026
Advertised rate, last 30 days. Between 6.60% and 6.80% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 5 years, Investor, P&I | 6.80% | 6.89% |
Rate moves, last 30 days
- 6 October 2026: Fixed 5 years, Investor, P&I lifted 0.20pp, from 6.60% to 6.80%.
Published fees
| Fee | Amount |
|---|---|
| Loan establishment fee - mortgage loan (new)upfront: A fee charged to set up a new home loan | $500 |
| Loan establishment fee - second mortgage loan (new)upfront: A fee charged for consent to a subsequent new mortgage | $400 |
| Fixed rate lock feewhen it happens: A fee charged to guarantee the fixed interest rate quoted to you at loan approval for up to 90 days from the date of approval. | $500 |
| Loan switch feewhen it happens: A fee charged to switch your loan account from one type to another | $200 |
| Valuation feeupfront: A fee charged to cover the cost of obtaining a valuation report on your property or the property being purchased | see lender |
| Title search feeupfront: A third party cost for a Title Search to determine any interests in a property | see lender |
| Registration feesupfront: A third party cost for registration of mortgage | see lender |
| Stamp duty (mortgage)upfront: The tax charged on written documents and certain transactions imposed by the state government, such as mortgages and property transfers | see lender |
| Pexa service feeupfront: A fee charged to cover third party costs associated with the establishment of your mortgage | $0 |
| Lenders mortgage insuranceupfront: Third party cost for insurance that protects the lender in the event that the borrower defaults on their home or investment loan | $0 |
| Mortgage administration feewhen it happens: A fee charged if we are asked by you or your legal representative to make any of our loan documents available to you during the life of the loan | $150 |
| Consent feewhen it happens: A fee charged for consent to subdivide, substitute, lease, cross-collateralise or any other matter where we need to reassess the loan in any way | $300 |
Other Unity Bank home loans
Essential Worker Home Loan - Owner Occupier 6.05%Australian Government 5% Deposit Scheme 6.15%First Home Buyer Loan - Owner Occupied - SO 6.15%Vic Homebuyer Fund 6.15%Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO 6.24%Advantage Home Loan - Investment - Variable P&I - Without Offset 6.34%Advantage Home Loan - Owner Occupied - Variable P&I - Without Offset 6.34%Momentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SO 6.34%Fixed Rate Home Loan - Owner Occupier - P&I - 24 mths 6.35%Advantage Home Loan - Owner Occupied - Variable P&I - With Offset 6.44%Momentum Home Loan 80LVR - Owner Occupier - Variable - P&I SO 6.44%Advantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offset 6.49%
Get an email the morning Unity Bank moves this rate.
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