Lenders › Unity Bank › Term Deposit
Unity Bank · Term deposits
Term Deposit
Unity Bank's Term Deposit is a term deposit. The figures are the ones Unity Bank publishes under the Consumer Data Right today. The advertised rate last moved on 19 June 2026, up from 5.35% to 5.55%.
Advertised rate
5.55%
headline tier
Tiers
37
current rate rows
Last moved
+0.20pp
19 June 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (37)
| Tier | Rate |
|---|---|
| Fixed 1 month, $1,000 to $9,999,999Term Deposit_Tier | 3.00% |
| Fixed 2 months, $1,000 to $9,999,999Term Deposit_Tier | 3.20% |
| Fixed 2 months, $1,000 to $9,999,999Term Deposit_Tier | 3.25% |
| Fixed 4 months, $1,000 to $9,999,999Term Deposit_Tier | 4.75% |
| Fixed 5 months, $1,000 to $9,999,999Term Deposit_Tier | 4.75% |
| Fixed 4 months, $1,000 to $9,999,999Term Deposit_Tier | 4.80% |
| Fixed 5 months, $1,000 to $9,999,999Term Deposit_Tier | 4.80% |
| Fixed 4 years, $1,000 to $9,999,999Term Deposit_Tier | 5.00% |
| Fixed 5 years, $1,000 to $9,999,999Term Deposit_Tier | 5.00% |
| Fixed 3 months, $1,000 to $9,999,999Term Deposit_Tier | 5.05% |
| Fixed 3 years, $1,000 to $9,999,999Term Deposit_Tier | 5.05% |
| Fixed 10 months, $1,000 to $9,999,999Term Deposit_Tier | 5.10% |
| Fixed 11 months, $1,000 to $9,999,999Term Deposit_Tier | 5.10% |
| Fixed 3 months, $1,000 to $9,999,999Term Deposit_Tier | 5.10% |
| Fixed 7 months, $1,000 to $9,999,999Term Deposit_Tier | 5.10% |
| Fixed 8 months, $1,000 to $9,999,999Term Deposit_Tier | 5.10% |
| Fixed 3 years, $1,000 to $9,999,999Term Deposit_Tier | 5.20% |
| Fixed 4 years, $1,000 to $9,999,999Term Deposit_Tier | 5.20% |
| Fixed 5 years, $1,000 to $9,999,999Term Deposit_Tier | 5.20% |
| Fixed 7 months, $1,000 to $9,999,999Term Deposit_Tier | 5.20% |
| Fixed 8 months, $1,000 to $9,999,999Term Deposit_Tier | 5.20% |
| Fixed 10 months, $1,000 to $9,999,999Term Deposit_Tier | 5.25% |
| Fixed 11 months, $1,000 to $9,999,999Term Deposit_Tier | 5.25% |
| Fixed 9 months, $1,000 to $9,999,999Term Deposit_Tier | 5.25% |
| Fixed 6 months, $1,000 to $9,999,999Term Deposit_Tier | 5.30% |
| Fixed 6 months, $1,000 to $9,999,999Term Deposit_Tier | 5.35% |
| Fixed 9 months, $1,000 to $9,999,999Term Deposit_Tier | 5.35% |
| Fixed 1 year, $1,000 to $9,999,999Term Deposit_Tier | 5.40% |
| Fixed 13 months, $1,000 to $9,999,999Term Deposit_Tier | 5.40% |
| Fixed 18 months, $1,000 to $9,999,999Term Deposit_Tier | 5.40% |
| Fixed 2 years, $1,000 to $9,999,999Term Deposit_Tier | 5.40% |
| Fixed 30 months, $1,000 to $9,999,999Term Deposit_Tier | 5.40% |
| Fixed 1 year, $1,000 to $9,999,999Term Deposit_Tier | 5.50% |
| Fixed 13 months, $1,000 to $9,999,999Term Deposit_Tier | 5.50% |
| Fixed 18 months, $1,000 to $9,999,999Term Deposit_Tier | 5.50% |
| Fixed 2 years, $1,000 to $9,999,999Term Deposit_Tier | 5.55% |
| Fixed 30 months, $1,000 to $9,999,999Term Deposit_Tier | 5.55% |
Rate moves, last 30 days
- 8 October 2026: 4 tiers lifted 0.75pp; the lowest, Fixed 4 months, $1,000 to $9,999,999, from 4.00% to 4.75%.
- 8 October 2026: 4 tiers lifted 0.95pp; the lowest, Fixed 5 years, $1,000 to $9,999,999, from 4.05% to 5.00%.
- 8 October 2026: Fixed 10 months, $1,000 to $9,999,999 lifted 1.00pp, from 4.25% to 5.25%.
- 8 October 2026: Fixed 11 months, $1,000 to $9,999,999 lifted 1.00pp, from 4.25% to 5.25%.
- 8 October 2026: Fixed 11 months, $1,000 to $9,999,999 lifted 1.05pp, from 4.05% to 5.10%.
- 8 October 2026: Fixed 10 months, $1,000 to $9,999,999 lifted 1.05pp, from 4.05% to 5.10%.
- 8 October 2026: Fixed 7 months, $1,000 to $9,999,999 lifted 1.10pp, from 4.00% to 5.10%.
- 8 October 2026: Fixed 8 months, $1,000 to $9,999,999 lifted 1.10pp, from 4.00% to 5.10%.
- 8 October 2026: Fixed 8 months, $1,000 to $9,999,999 lifted 1.15pp, from 4.05% to 5.20%.
- 8 October 2026: Fixed 7 months, $1,000 to $9,999,999 lifted 1.15pp, from 4.05% to 5.20%.
- 8 October 2026: Fixed 18 months, $1,000 to $9,999,999 lifted 1.65pp, from 3.85% to 5.50%.
- 8 October 2026: Fixed 13 months, $1,000 to $9,999,999 lifted 1.65pp, from 3.85% to 5.50%.
- 8 October 2026: Fixed 18 months, $1,000 to $9,999,999 lifted 1.70pp, from 3.70% to 5.40%.
- 8 October 2026: Fixed 13 months, $1,000 to $9,999,999 lifted 1.70pp, from 3.70% to 5.40%.
Published fees
| Fee | Amount |
|---|---|
| Paper statement feerecurring: A fee charged to cover the cost of producing and sending paper statements | $2 |
Get an email the morning Unity Bank moves this rate.
Every Unity Bank rate · every term deposit rate compared · other lenders · this product in the explorer.