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Bendigo Bank · Credit cards

Platinum Rewards Credit Card

Bendigo Bank's Platinum Rewards Credit Card is a credit card. The figures are the ones Bendigo Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
19.99%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
19.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Purchases19.99%
Balance transfer21.99%
Cash advances21.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Annual Feerecurring: Payable on the day before we issue the first Statement of Account for your Account and annually thereafter.$89
International Transaction Feeper transaction: International Transaction Fee - [3% of the Transaction amount (in AUD)] An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for easee lender
Balance Transfer Feewhen it happens: Balance Transfer Fee - [2% of the balance transferred] Payable each time we agree to transfer the balance owing by you in respect of a different credit card facsee lender
Late Payment Feelate payment: Payable each time you fail to pay your Minimum Repayment as stated on a Statement of Account by its due date.$15
Cash Advance Feeper cash advance: Cash Advance Fee - [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transactiosee lender
International ATM Withdrawalper transaction: Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee.$5
International ATM Inquiryper transaction: Payable whenever you make an Account inquiry outside of Australia at a non-Bendigo Bank ATM.$1.50
Replacement Card Feewhen it happens: Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request.$15
BPAY Withdrawalper withdrawal: BPAY Withdrawal - [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transactionsee lender
Internal Transferper transaction: Internal Transfer - [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transactisee lender
Phone Banking Transferper transaction: Phone Banking Transfer - [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transee lender
Cash Withdrawalper withdrawal: Cash Withdrawal - [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transactionsee lender

Other Bendigo Bank credit cards

Bendigo Bright Credit Card 11.99%Business Credit Card 13.99%Bendigo Ready Credit Card 19.99%Qantas Business Credit Card 19.99%Qantas Platinum Credit Card 19.99%

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