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Your Choice Visa Credit Card
Regional Australia Bank's Your Choice Visa Credit Card is a credit card. The figures are the ones Regional Australia Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
14.69%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Cash advances | 14.69% |
| Purchases | 14.69% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| International Transaction Feeper transaction: This fee is charged by the card issuer for purchases in foreign currency, payments in Australian Dollars processed by a merchant or financial institution locate | see lender |
| Over Limit Feewhen it happens: Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its ava | $3.50 |
| Direct Debit Dishonour Feedishonour: Applies where a direct debit request is rejected by us due to insufficient funds in your account. | $5 |
| Over the Counter Withdrawper transaction: Applies per counter withdrawal or debit transfer once the monthly limit of 6 included withdrawals is exceeded. | $0 |
| Cheque Deposit Feeper deposit: Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. | $0.50 |
| Late Payment Feewhen it happens: Applies when you make a late payment. | $0 |
| Bank Cheque Feewhen it happens: Applies for each bank cheque you order from us. | $11 |
| Direct Debits and Creditswhen it happens: Applies when you make a transaction through a direct debit or credit. | $0 |
| Additional Card Holder Feerecurring: Applies when you add an additional cardholder to the account. | $0 |
| Cash Advance Feeper transaction: Applies when you make a Cash Advance. | $0 |
| Staff-Assisted External Transfer Feewhen it happens: Applies when a staff provides assistance with an external transfer in branch. | $0 |
| Annual Feerecurring: Applies on 31st of March each calendar year after initial funding of your “Your Choice Visa” account. | $40 |
Get an email the morning Regional Australia Bank moves this rate.
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