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Bank of Melbourne rates

Bank of Melbourne publishes 26 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Bank of Melbourne's lowest home loan rate is 6.54% on Basic Variable Home Loan, 0.20 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.39% on Incentive Saver, 1.39 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Bank of Melbourne repriced 10 products in the last 30 days, most recently lifting Retirement Access Account on 9 October 2026, from 1.70% to 1.95%.

Home loans

Savings accounts

Term deposits

Transaction accounts

Credit cards

Personal loans

Business loans

Overdrafts