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Bank of Melbourne · Personal loans

Secured Fixed Personal Loan

Bank of Melbourne's Secured Fixed Personal Loan is a personal loan. The figures are the ones Bank of Melbourne publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
6.49%
headline tier
Comparison rate
7.90%
as published
Last moved
Never
since tracking began
6.49%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRateComparison
Fixed 5 years, P&I12 to 84 MONTH6.49%7.90%
Fixed 7 years, P&I12 to 84 MONTH12.99%14.34%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Lending Establishment Feeupfront$250
Monthly Loan Account Feerecurring$15
Loan Discharge Fee - Within 12 Monthson exit$150
Loan Discharge Fee - After 12 Monthson exit$100
PPSR feewhen it happens$6
Missed Payment Feelate payment: $15 Missed Payment Fee is charged$15
Bank Cheque Feewhen it happens$10
Processing Feeper transaction: Payable each time you make any repayment on your loan over the counter in a branch or by cash or cheque$3

Other Bank of Melbourne personal loans

Unsecured Fixed Personal Loan 7.00%Unsecured Variable Personal Loan 7.00%

Get an email the morning Bank of Melbourne moves this rate.

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