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Macquarie Bank · Credit cards

Macquarie Ratesaver Card

Macquarie Ratesaver Card is a credit card. The figures are the ones Macquarie Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
15.95%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
15.95%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Cash advances15.95%
Purchases15.95%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Annual Fee Primary Cardholderrecurring$69
Cash advance feeper cash advance: $5.00 or 3% of the value of the transaction, whichever is the greater.see lender
International purchase feeper purchase: We don't charge fees for card purchases made or processed outside Australia but others, such as the banks of international merchants and foreign ATM operators, $0
Late payment feelate payment$20

Other Macquarie Bank credit cards

Macquarie Black Card 20.70%Macquarie Platinum Card 20.70%

Get an email the morning Macquarie Bank moves this rate.

Every Macquarie Bank rate · every credit card rate compared · other lenders · this product in the explorer.