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Macquarie Bank rates
Macquarie Bank (Macquarie Bank Limited on the Consumer Data Right register) publishes 12 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Macquarie Bank's lowest home loan rate is 6.29% on Macquarie Basic Home Loan, 0.45 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.25% on Macquarie Savings Account, 1.25 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Macquarie Bank repriced 11 products in the last 30 days, most recently lifting Macquarie Term Deposit on 28 October 2026, from 5.15% to 5.20%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Macquarie Basic Home Loan | 6.29% | 6.31% |
| Macquarie Offset Home Loan | 6.29% | 6.54% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Macquarie Savings Account | 5.25% |
| Macquarie Business Savings Account | 4.90% |
Term deposits
| Product | Advertised rate |
|---|---|
| Macquarie Digital Term Deposit | 5.40% |
| Macquarie Term Deposit | 5.40% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| Macquarie Cash Management Accelerator Account | 4.90% |
| Macquarie Cash Management Account | 3.00% |
| Macquarie Transaction Account | 3.00% |
Credit cards
| Product | Advertised rate |
|---|---|
| Macquarie Ratesaver Card | 15.95% |
| Macquarie Black Card | 20.70% |
| Macquarie Platinum Card | 20.70% |
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