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Macquarie Transaction Account
Macquarie Transaction Account is a transaction account. The figures are the ones Macquarie Bank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 2.75% to 3.00%.
Advertised rate
3.00%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 2.75% and 3.00% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $250,000 to $2,000,000Base rate 2 | 3.00% |
| Variable, $2,000,000 and overBase rate 3 | 3.00% |
| Variable, up to $250,000Base rate 1 | 3.00% |
Rate moves, last 30 days
- 15 October 2026: Variable, up to $250,000 lifted 0.25pp, from 2.75% to 3.00%.
Published fees
| Fee | Amount |
|---|---|
| Online Paymentsper transaction: Make internal transfers, pay anyone and BPAY® payments through online banking and mobile banking on an immediate or scheduled basis. | $0 |
| Domestic ATM transactionsper withdrawal: If you’re charged a fee at an ATM in Australia, we’ll refund it to your account. | $0 |
| International ATM transactionsper withdrawal: Check your account balance and withdraw cash where your Debit Mastercard is accepted. | $0 |
| International purchasesper purchase: Card purchases or transactions made or processed outside Australia. | $0 |
| Dishonour feesdishonour | $0 |
| Monthly account feesrecurring: We don’t charge monthly account fees. | $0 |
Other Macquarie Bank transaction accounts
Get an email the morning Macquarie Bank moves this rate.
Every Macquarie Bank rate · every transaction account rate compared · other lenders · this product in the explorer.