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Macquarie Digital Term Deposit
Macquarie Digital Term Deposit is a term deposit. The figures are the ones Macquarie Bank publishes under the Consumer Data Right today. The advertised rate last moved on 28 October 2026, up from 5.35% to 5.40%.
Advertised rate
5.40%
headline tier
Tiers
8
current rate rows
Last moved
+0.05pp
28 October 2026
Advertised rate, last 30 days. Between 5.35% and 5.40% over the last 30 days.
Every current rate (8)
| Tier | Rate |
|---|---|
| Fixed 3 months, $1,000,000 and over3 month term interest paid at maturity | 4.85% |
| Fixed 3 months, up to $1,000,0003 month term interest paid at maturity | 5.10% |
| Fixed 6 months, $1,000,000 and over6 month term interest paid at maturity | 5.10% |
| Fixed 9 months, $1,000,000 and over9 month term interest paid at maturity | 5.20% |
| Fixed 6 months, up to $1,000,0006 month term interest paid at maturity | 5.25% |
| Fixed 1 year, $1,000,000 and over12 month term interest paid at maturity | 5.30% |
| Fixed 9 months, up to $1,000,0009 month term interest paid at maturity | 5.30% |
| Fixed 1 year, up to $1,000,00012 month term interest paid at maturity | 5.40% |
Rate moves, last 30 days
- 28 October 2026: 8 tiers lifted 0.05pp; the lowest, Fixed 3 months, $1,000,000 and over, from 4.80% to 4.85%.
Other Macquarie Bank term deposits
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