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Macquarie Bank · Term deposits
Macquarie Term Deposit
Macquarie Term Deposit is a term deposit. The figures are the ones Macquarie Bank publishes under the Consumer Data Right today. The advertised rate last moved on 28 October 2026, up from 5.35% to 5.40%.
Advertised rate
5.40%
headline tier
Tiers
66
current rate rows
Last moved
+0.05pp
28 October 2026
Advertised rate, last 30 days. Between 5.35% and 5.40% over the last 30 days.
Every current rate (66)
| Tier | Rate |
|---|---|
| Fixed 2 years, up to $1,000,0002 year term interest paid monthly | 1.98% |
| Fixed 2 years, $1,000,000 and over2 year term interest paid monthly | 1.98% |
| Fixed 3 years, up to $1,000,0003 year term interest paid monthly | 1.98% |
| Fixed 3 years, $1,000,000 and over3 year term interest paid monthly | 1.98% |
| Fixed 4 years, $1,000,000 and over4 year term interest paid monthly | 1.98% |
| Fixed 4 years, up to $1,000,0004 year term interest paid monthly | 1.98% |
| Fixed 5 years, $1,000,000 and over5 year term interest paid monthly | 1.98% |
| Fixed 5 years, up to $1,000,0005 year term interest paid monthly | 1.98% |
| Fixed 2 years, up to $1,000,0002 year term interest paid half-yearly | 1.99% |
| Fixed 2 years, $1,000,000 and over2 year term interest paid half-yearly | 1.99% |
| Fixed 2 years, up to $1,000,0002 year term interest paid quarterly | 1.99% |
| Fixed 2 years, $1,000,000 and over2 year term interest paid quarterly | 1.99% |
| Fixed 3 years, $1,000,000 and over3 year term interest paid quarterly | 1.99% |
| Fixed 3 years, up to $1,000,0003 year term interest paid half-yearly | 1.99% |
| Fixed 3 years, $1,000,000 and over3 year term interest paid half-yearly | 1.99% |
| Fixed 3 years, up to $1,000,0003 year term interest paid quarterly | 1.99% |
| Fixed 4 years, $1,000,000 and over4 year term interest paid quarterly | 1.99% |
| Fixed 4 years, $1,000,000 and over4 year term interest paid half-yearly | 1.99% |
| Fixed 4 years, up to $1,000,0004 year term interest paid quarterly | 1.99% |
| Fixed 4 years, up to $1,000,0004 year term interest paid half-yearly | 1.99% |
| Fixed 5 years, $1,000,000 and over5 year term interest paid quarterly | 1.99% |
| Fixed 5 years, up to $1,000,0005 year term interest paid half-yearly | 1.99% |
| Fixed 5 years, up to $1,000,0005 year term interest paid quarterly | 1.99% |
| Fixed 5 years, $1,000,000 and over5 year term interest paid half-yearly | 1.99% |
| Fixed 2 years, $1,000,000 and over2 year term interest paid annually | 2.00% |
| Fixed 2 years, up to $1,000,0002 year term interest paid annually | 2.00% |
| Fixed 3 years, up to $1,000,0003 year term interest paid annually | 2.00% |
| Fixed 3 years, $1,000,000 and over3 year term interest paid annually | 2.00% |
| Fixed 4 years, up to $1,000,0004 year term interest paid annually | 2.00% |
| Fixed 4 years, $1,000,000 and over4 year term interest paid annually | 2.00% |
| Fixed 5 years, up to $1,000,0005 year term interest paid annually | 2.00% |
| Fixed 5 years, $1,000,000 and over5 year term interest paid annually | 2.00% |
| Fixed 1 month, $1,000,000 and over1 month term interest paid at maturity | 2.10% |
| Fixed 1 month, up to $1,000,0001 month term interest paid at maturity | 2.10% |
| Fixed 2 months, $1,000,000 and over2 month term interest paid monthly | 2.10% |
| Fixed 2 months, up to $1,000,0002 month term interest paid at maturity | 2.10% |
| Fixed 2 months, $1,000,000 and over2 month term interest paid at maturity | 2.10% |
| Fixed 2 months, up to $1,000,0002 month term interest paid monthly | 2.10% |
| Fixed 4 months, $1,000,000 and over4 month term interest paid monthly | 4.82% |
| Fixed 3 months, $1,000,000 and over3 month term interest paid monthly | 4.83% |
| Fixed 3 months, $1,000,000 and over3 month term interest paid at maturity | 4.85% |
| Fixed 4 months, $1,000,000 and over4 month term interest paid at maturity | 4.85% |
| Fixed 6 months, $1,000,000 and over6 month term interest paid monthly | 5.05% |
| Fixed 4 months, up to $1,000,0004 month term interest paid monthly | 5.07% |
| Fixed 6 months, $1,000,000 and over6 month term interest paid quarterly | 5.07% |
| Fixed 3 months, up to $1,000,0003 month term interest paid monthly | 5.08% |
| Fixed 3 months, up to $1,000,0003 month term interest paid at maturity | 5.10% |
| Fixed 4 months, up to $1,000,0004 month term interest paid at maturity | 5.10% |
| Fixed 6 months, $1,000,000 and over6 month term interest paid at maturity | 5.10% |
| Fixed 9 months, $1,000,000 and over9 month term interest paid monthly | 5.11% |
| Fixed 9 months, $1,000,000 and over9 month term interest paid quarterly | 5.13% |
| Fixed 1 year, $1,000,000 and over1 year term interest paid monthly | 5.18% |
| Fixed 6 months, up to $1,000,0006 month term interest paid monthly | 5.19% |
| Fixed 1 year, $1,000,000 and over1 year term interest paid quarterly | 5.20% |
| Fixed 9 months, $1,000,000 and over9 month term interest paid at maturity | 5.20% |
| Fixed 9 months, up to $1,000,0009 month term interest paid monthly | 5.21% |
| Fixed 6 months, up to $1,000,0006 month term interest paid quarterly | 5.22% |
| Fixed 1 year, $1,000,000 and over1 year term interest paid half-yearly | 5.23% |
| Fixed 9 months, up to $1,000,0009 month term interest paid quarterly | 5.23% |
| Fixed 6 months, up to $1,000,0006 month term interest paid at maturity | 5.25% |
| Fixed 1 year, up to $1,000,0001 year term interest paid monthly | 5.27% |
| Fixed 1 year, up to $1,000,0001 year term interest paid quarterly | 5.29% |
| Fixed 1 year, $1,000,000 and over1 year term interest paid at maturity | 5.30% |
| Fixed 9 months, up to $1,000,0009 month term interest paid at maturity | 5.30% |
| Fixed 1 year, up to $1,000,0001 year term interest paid half-yearly | 5.33% |
| Fixed 1 year, up to $1,000,0001 year term interest paid at maturity | 5.40% |
Rate moves, last 30 days
- 28 October 2026: 20 tiers lifted 0.05pp; the lowest, Fixed 4 months, $1,000,000 and over, from 4.77% to 4.82%.
Published fees
| Fee | Amount |
|---|---|
| Break feeon exit: The break fee equals 25% of interest accrued on your Term Deposit as at the date of closure and will be deducted from the total interest payable to you. | see lender |
Other Macquarie Bank term deposits
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