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Macquarie Bank · Savings accounts
Macquarie Savings Account
Macquarie Savings Account is a savings account. The figures are the ones Macquarie Bank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 5.00% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
8
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 5.00% and 5.25% over the last 30 days.
Every current rate (8)
| Tier | Rate |
|---|---|
| Variable, $2,000,000 and overBase rate 3 | 4.60% |
| Variable, $5,000,000 and overBase rate 6 | 4.60% |
| Variable, $2,000,000 to $5,000,000Base rate 5 | 4.60% |
| Variable, $250,000 to $2,000,000Base rate 4 | 5.05% |
| Variable, $25,000 to $50,000Base rate 2 | 5.25% |
| Variable, up to $250,000Base rate 1 | 5.25% |
| Variable, up to $25,000Base rate 1 | 5.25% |
| Variable, $50,000 to $250,000Base rate 3 | 5.25% |
Rate moves, last 30 days
- 15 October 2026: Variable, $250,000 to $2,000,000 lifted 0.05pp, from 5.00% to 5.05%.
- 15 October 2026: Variable, up to $250,000 lifted 0.25pp, from 5.00% to 5.25%.
- 15 October 2026: Variable, $2,000,000 and over lifted 1.85pp, from 2.75% to 4.60%.
Published fees
| Fee | Amount |
|---|---|
| Online Paymentsper transaction: We don't charge Transaction or Online Payment Fees. | $0 |
| Dishonour feesdishonour: We don't charge dishonour fees. | $0 |
Other Macquarie Bank savings accounts
Get an email the morning Macquarie Bank moves this rate.
Every Macquarie Bank rate · every savings account rate compared · other lenders · this product in the explorer.