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Bank First · Credit cards

Classic Credit Card

Bank First's Classic Credit Card is a credit card. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
12.54%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
12.54%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Balance transfer12.54%
Cash advances12.54%
Purchases12.54%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Issue Card Or Pin Internationally By Registered Mailwhen it happens: $15 dollars per item$15
Replacement Card Feereplacement: $12.00 Staff Assisted and $8 via Mobile Banking App$8
Credit Card Cash Advance At Bank@Postper cash advance$2.50
Credit Card Atm Withdrawal Feesper cash advance$2.50
Credit Card Bankfirst Atm Withdrawalper cash advance$2.50
Account Keeping Feesrecurring$0
Arrears Feelate payment$20
Inactive Membership Feerecurring$30
Express Posting Of Card Or Pin In Australiawhen it happens$15
Visa Debit Card Overseas Atm Withdrawalsper cash advance: The ATM operator may charge a fee at the time of the transaction$2.50
Visa Debit Over The Counter Cash Advanceper cash advance$2.50
Emergency Overseas Replacement Card Feereplacement$150

Other Bank First credit cards

Platinum Credit Card 11.49%

Get an email the morning Bank First moves this rate.

Every Bank First rate · every credit card rate compared · other lenders · this product in the explorer.