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Bank of us rates

Bank of us publishes 20 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Bank of us's lowest home loan rate is 6.19% on Flexidiscount Home Guarantee Scheme Home Loan, 0.55 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest term deposit rate is 5.35% on Fixed Term Investment, 0.60 points above the median of 4.75%, the median of all 535 advertised term deposit rates from 80 lenders. Bank of us repriced 13 products in the last 30 days, most recently lifting Pension Advantage on 2 November 2026, from 1.55% to 1.80%.

Home loans

ProductAdvertised rateComparison rate
Flexidiscount Home Guarantee Scheme Home Loan6.19%6.19%
Flexidiscount Home Loan6.19%6.19%
Topline Home Loan6.24%6.24%
FlexiChoice Residential Investment Home Loan6.44%6.46%
Topline Res. INV. Loan6.54%6.56%
Flexichoice Home Loan7.11%7.32%
Line Of Credit9.11%9.24%

Term deposits

ProductAdvertised rate
Fixed Term Investment5.35%

Transaction accounts

ProductAdvertised rate
Spring Load5.50%
Save up4.90%
Stash n Splash3.25%
Pension Advantage2.30%
Super Advantage1.75%
Business iCASH1.30%

Credit cards

ProductAdvertised rate
Visa Credit Card9.99%

Personal loans

ProductAdvertised rateComparison rate
Residentially Secured Personal Loan6.29%6.57%
Personal Loan6.49%6.77%

Business loans

ProductAdvertised rate
Small, Small Bus Loan6.99%
Business Loan7.19%
Business Loan8.19%

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