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Bank of us · Home loans
Line Of Credit
Bank of us's Line Of Credit is a home loan. The figures are the ones Bank of us publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 8.86% to 9.11%.
Advertised rate
9.11%
headline tier
Comparison rate
9.24%
as published
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 8.86% and 9.11% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only | 9.11% | 9.24% |
Rate moves, last 30 days
- 15 October 2026: Variable, Owner occupier, Interest only lifted 0.25pp, from 8.86% to 9.11%.
Published fees
| Fee | Amount |
|---|---|
| Settlement feeupfront | $350 |
| Title search feeupfront: Payable when we require information from the Land Titles Office in connection with your credit contract. | see lender |
| Further application feewhen it happens: Payable when you ask us to increase the amount of credit. | $300 |
| Special attendance feewhen it happens: per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fe | $300 |
| Variation feewhen it happens: Payable when we agree to any request by you to vary the terms of your credit contract (including varying your interest rate or switching product types). | $300 |
| Evidence retrieval feewhen it happens: Applies where you request us to retrieve the paper item or evidence supporting a transaction. | $20 |
| Cheque dishonour (inward) feewhen it happens: Applies where a cheque paid into your account with us is dishonoured. | $12 |
| Duplicate statement feewhen it happens: Payable for each duplicate paper copy of your monthly statement you request. | $5 |
| Discharge feewhen it happens: Payable when we agree to discharge any security. | $395 |
| Security review feeupfront: Being the amount of costs and disbursements we have to pay a valuer for a valuation of any security. | $275 |
| Loan documentation costsupfront: Additional costs may apply including, but limited to, situations where there is more than one residential security property in differing ownership or States, or | $325 |
| Monthly service feerecurring: Payable on the same day, and in the same manner, as any repayment on your loan. | $10 |
Other Bank of us home loans
Flexidiscount Home Guarantee Scheme Home Loan 6.19%Flexidiscount Home Loan 6.19%Topline Home Loan 6.24%FlexiChoice Residential Investment Home Loan 6.44%Topline Res. INV. Loan 6.54%Flexichoice Home Loan 7.11%
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