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Bank of us · Personal loans

Residentially Secured Personal Loan

Bank of us's Residentially Secured Personal Loan is a personal loan. The figures are the ones Bank of us publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
6.29%
headline tier
Comparison rate
6.57%
as published
Last moved
Never
since tracking began
6.29%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, Investor, P&I6.29%6.57%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Personal loan application feeupfront$200
Title search feeupfront: Payable when we require information from the Land Titles Office in connection with your credit contract.see lender
Special attendance feewhen it happens: per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fe$300
Arrears feewhen it happens: Payable in each instance you are in default under this contract.$40
Insurance collection feewhen it happens: Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf.$40
Evidence retrieval feewhen it happens: Applies where you request us to retrieve the paper item or evidence supporting a transaction.$20
Cheque dishonour (inward) feewhen it happens: Applies where a cheque paid into your account with us is dishonoured.$12
Duplicate statement feewhen it happens: Payable for each duplicate paper copy of your monthly statement you request.$5
Discharge feewhen it happens: Payable when we agree to discharge any security.$395

Other Bank of us personal loans

Personal Loan 6.49%

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