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Bank of us · Business loans
Business Loan
Bank of us's Business Loan is a business loan. The figures are the ones Bank of us publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.94% to 7.19%.
Advertised rate
7.19%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 6.94% and 7.19% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, Investor, P&I | 7.19% |
| Fixed 1 year, Investor, P&I | 7.79% |
| Fixed 2 years, Investor, P&I | 7.79% |
| Fixed 3 years, Investor, P&I | 7.84% |
Rate moves, last 30 days
- 15 October 2026: Variable, Investor, P&I lifted 0.25pp, from 6.94% to 7.19%.
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $850 |
| Settlement feeupfront | $350 |
| Title search feeupfront: Payable when we require information from the Land Titles Office in connection with your credit contract. | see lender |
| Further application feewhen it happens: Payable when you ask us to increase the amount of credit. | $300 |
| Special attendance feewhen it happens: per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fe | $300 |
| Variation feewhen it happens: Payable when we agree to any request by you to vary the terms of your credit contract (including varying your interest rate or switching product types). | $300 |
| Arrears feewhen it happens: Payable in each instance you are in default under this contract. | $40 |
| Insurance collection feewhen it happens: Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf. | $40 |
| Evidence retrieval feewhen it happens: Applies where you request us to retrieve the paper item or evidence supporting a transaction. | $20 |
| Cheque dishonour (inward) feewhen it happens: Applies where a cheque paid into your account with us is dishonoured. | $12 |
| Duplicate statement feewhen it happens: Payable for each duplicate paper copy of your monthly statement you request. | $5 |
| Discharge feewhen it happens: Payable when we agree to discharge any security. | $395 |
Other Bank of us business loans
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