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Spring Load
Bank of us's Spring Load is a transaction account. The figures are the ones Bank of us publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 5.25% to 5.50%.
Advertised rate
5.50%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
2 November 2026
Advertised rate, last 30 days. Between 5.25% and 5.50% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Bonus, up to $25,000 | 2.50% |
| Bonus, $25,000 to $50,000 | 5.50% |
| Bonus, $50,000 and over | 5.50% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| BPAY error correction processing feewhen it happens: Applies where we are required to process the correction of a BPAY payment that is made by you in error. | $10 |
| Cheque dishonour (inward) feewhen it happens: Applies where a cheque paid into your account with us is dishonoured. | $12 |
| Counter (corporate) cheque feewhen it happens: Applies where you request us to draw a counter/corporate cheque against funds held in your account, whether to a third party or to yourself. | $10 |
| Duplicate statement feewhen it happens: Payable for each duplicate paper copy of your monthly statement you request. | $5 |
| Special clearance fee on cheque depositsper deposit: Applies where you request us to obtain fast clearance of a cheque to be deposited to your account. | $25 |
| Stale corporate cheque feewhen it happens: Applies where a counter/corporate cheque that you have arranged is still unpresented after 15 months from the date of issue. | $30 |
| Stop payment fee on corporate chequewhen it happens: Applies to a request from you for a stop payment to be placed on a counter/corporate cheque due to theft or loss. | $25 |
| Alert fee (sms)when it happens: Applies to each Alert sent to you by SMS. | $0.25 |
| Interim statement feewhen it happens: Per statement. | $2 |
| Real time gross settlement payment feewhen it happens: Applies where you initiate the transfer of cleared funds, via RTGS, to another financial institution within Australia. | $25 |
Other Bank of us transaction accounts
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