Short term commercial loan

Liberty Financial's Short term commercial loan is a business loan. The figures are the ones Liberty Financial publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 9.80% to 10.05%.

Advertised rate

10.05%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

9 October 2026

Advertised rate, last 30 days. Between 9.80% and 10.05% over the last 30 days.

Every current rate (1)

Tier	Rate
Variable, Investor, Interest only	10.05%

Rate moves, last 30 days

9 October 2026: Variable, Investor, Interest only lifted 0.25pp, from 9.80% to 10.05%.

Published fees

Fee	Amount
Application feeupfront: Application fee of $1,045 may apply depending on assessment criteria.	$795
Establishment Feeupfront: Establishment fee is 1.00% of the loan amount and has a minimum fee of $2,500 depending on assessment criteria.	see lender
Service feerecurring	$34.50
Settlement feeupfront: Fee can be capitalised, paid upfront or from settlement proceeds.	$595
Documentation feeupfront: Fee is deducted from loan amount.	$695
Discharge feeon exit: Discharge fee of $795 plus legal fees and government charges are due upon loan finalisation.	$795
Deferred facility feeon exit: Deferred Facility fee is 2% of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of s	see lender
Valuation feeupfront: Valuation fee covers the cost of a bank valuation on every security.	see lender

Other Liberty Financial business loans

Residential SMSF loan 7.35%Low rate commercial loan 7.75%Commercial SMSF loan 7.90%Lease income loan 8.25%Low doc commercial loan 8.25%Business car loan 8.29%Secured business loan 8.95%Low doc business loan 9.45%Business line of credit 10.45%Flexible business loan 14.95%

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