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bankWAW rates

bankWAW publishes 52 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

bankWAW's lowest home loan rate is 6.04% on Back to Basics Owner Occupied, 0.70 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.15% on WAW Bonus Saver, 1.15 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. bankWAW repriced 32 products in the last 30 days, most recently lifting Limited Offer 6 months on 28 October 2026, from 5.00% to 5.20%.

Home loans

ProductAdvertised rateComparison rate
Back to Basics Owner Occupied6.04%6.25%
Back to Basics Investment6.29%6.50%
Flexible Choice Owner Occupied6.30%6.84%
Home Equity Loan Investment6.34%6.37%
Home Equity Loan Owner Occupied6.34%6.37%
Flexible Choice Investment6.55%7.26%

Savings accounts

ProductAdvertised rate
WAW Bonus Saver5.15%
Star Saver4.35%
WAW Youth Saver4.35%
WAW Christmas Saver2.90%
WAW Club Community Saver2.90%
WAW Everyday Saver2.90%
WAW Business Saver2.65%
Waw SMSF Saver2.65%

Term deposits

ProductAdvertised rate
Farm Management Deposit 12-24 months interest annually5.35%
Limited Offer 12 months5.35%
Limited Offer 18 months5.35%
Farm Management Deposit 12-24 months interest quarterly5.20%
Limited Offer 6 months5.20%
Limited Offer 3 months4.60%
18-24 months >$25K3.75%
12-17 months >$25K3.65%
Interest paid monthly 24 months >$25K3.65%
18-24 months <$25K3.55%
12-17 months <$25K3.45%
Interest paid monthly 24 months <$25K3.45%
Interest paid monthly 12-23 months >$25K3.40%
6-11 months >$25K3.20%
Interest paid monthly 12-23 months <$25K3.20%
6-11 months <$25K3.10%
3-5 months >$25K2.80%
3-5 months <$25K2.70%
Interest paid monthly 6-11 months >$25K2.40%
Interest paid monthly 6-11 months <$25K2.30%

Transaction accounts

ProductAdvertised rate
WAW Pension Plus2.75%
Money Managers2.25%
Business Transact0.01%
Business Transact0.01%
Club and Community Transact0.01%
Disability Support0.01%
Everyday Transact0.01%
WAW Business Basic0.01%
WAW Club and Community Transact0.01%
WAW Line of Credit0.01%
Youth Transact0.01%

Personal loans

ProductAdvertised rateComparison rate
Green Car Loan5.79%5.82%
Personal Loan Secured7.59%7.62%
Small Green Loan7.59%7.62%
Personal Loan Secured Other8.49%8.52%
Personal Loan Unsecured12.29%12.33%

Business loans

ProductAdvertised rate
Business Loan Residential Secured P&I Variable7.74%
Business Loan Commercial Secured P&I Variable8.54%

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