Lenders › bankWAW › Back to Basics Owner Occupied
bankWAW · Home loans
Back to Basics Owner Occupied
bankWAW's Back to Basics Owner Occupied is a home loan. The figures are the ones bankWAW publishes under the Consumer Data Right today. The advertised rate last moved on 12 October 2026, up from 5.79% to 6.04%.
Advertised rate
6.04%
headline tier
Comparison rate
6.25%
as published
Last moved
+0.25pp
12 October 2026
Advertised rate, last 30 days. Between 5.79% and 6.04% over the last 30 days.
6.04% is the introductory rate for the first 2 years.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Introductory 2 years, Owner occupier, P&I, LVR up to 60% | 6.04% | 6.25% |
| Variable, Owner occupier, P&I, LVR up to 80%<=80% LVR | 6.24% | 6.29% |
Rate moves, last 30 days
- 12 October 2026: Introductory 2 years, Owner occupier, P&I, LVR up to 60% lifted 0.25pp, from 5.79% to 6.04%.
- 12 October 2026: Variable, Owner occupier, P&I, LVR up to 80% lifted 0.25pp, from 5.99% to 6.24%.
Published fees
| Fee | Amount |
|---|---|
| Home loan application fee - new applicationswhen it happens | $600 |
| Loan discharge fee registration or settlementwhen it happens: Plus out of pocket expenses | $250 |
| Home loan top up fee existing loanwhen it happens | $300 |
| Loan redraw facility fee onlineper transaction | $10 |
| Loan redraw facility fee over counterper transaction | $20 |
| Loan substitution of property mortgage feeupfront | $300 |
| Loan variation feewhen it happens | $600 |
| Loan legal fees, valuations, surveys, and settlement feesper cash advance | $0 |
| Loan valuation feeper cash advance | $0 |
Other bankWAW home loans
Back to Basics Investment 6.29%Flexible Choice Owner Occupied 6.30%Home Equity Loan Investment 6.34%Home Equity Loan Owner Occupied 6.34%Flexible Choice Investment 6.55%
Get an email the morning bankWAW moves this rate.
Every bankWAW rate · every home loan rate compared · other lenders · this product in the explorer.