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Flexible Choice Investment
bankWAW's Flexible Choice Investment is a home loan. The figures are the ones bankWAW publishes under the Consumer Data Right today. The advertised rate last moved on 12 October 2026, up from 6.30% to 6.55%.
Advertised rate
6.55%
headline tier
Comparison rate
7.26%
as published
Last moved
+0.25pp
12 October 2026
Advertised rate, last 30 days. Between 6.30% and 6.55% over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 3 years, Investor, P&I, LVR up to 60%<60% LVR | 6.55% | 7.26% |
| Fixed 2 years, Investor, P&I, LVR up to 60%<60% LVR | 6.60% | 7.35% |
| Fixed 3 years, Investor, P&I, LVR 60 to 80%60-80% LVR | 6.65% | 7.29% |
| Fixed 1 year, Investor, P&I, LVR up to 60%<60% LVR | 6.70% | 7.45% |
| Fixed 2 years, Investor, P&I, LVR 60 to 80%60-80% LVR | 6.70% | 7.37% |
| Introductory 3 years, Investor, P&I, LVR up to 80% | 6.74% | 7.31% |
| Fixed 1 year, Investor, P&I, LVR 60 to 80%60-80% LVR | 6.80% | 7.46% |
| Fixed 4 years, Investor, P&I, LVR up to 60%<60% LVR | 6.95% | 7.31% |
| Fixed 4 years, Investor, P&I, LVR 60 to 80%60-80% LVR | 7.05% | 7.37% |
| Fixed 5 years, Investor, P&I, LVR up to 60%<60% LVR | 7.05% | 7.34% |
| Fixed 5 years, Investor, P&I, LVR 60 to 80%60-80% LVR | 7.15% | 7.38% |
| Variable, Investor, P&I, LVR up to 80%<=80% LVR | 7.49% | 7.54% |
Rate moves, last 30 days
- 12 October 2026: 12 tiers lifted 0.25pp; the lowest, Fixed 3 years, Investor, P&I, LVR up to 60%, from 6.30% to 6.55%.
Published fees
| Fee | Amount |
|---|---|
| Home loan application fee - new applicationswhen it happens | $600 |
| Loan discharge fee registration or settlementwhen it happens: Plus out of pocket expenses | $250 |
| Home loan top up fee existing loanwhen it happens | $300 |
| Loan redraw facility fee onlineper transaction | $10 |
| Loan redraw facility fee over counterper transaction | $20 |
| Loan substitution of property mortgage feeupfront | $300 |
| Loan valuation feeper cash advance | $0 |
| Loan variation feewhen it happens | $600 |
| Loan legal fees, valuations, surveys, and settlement feesper cash advance | $0 |
| Fixed rate lock in feeupfront: borrowed amount | see lender |
| Loan offset service feerecurring | $6 |
| Mortgage offset feerecurring | $6 |
Other bankWAW home loans
Back to Basics Owner Occupied 6.04%Back to Basics Investment 6.29%Flexible Choice Owner Occupied 6.30%Home Equity Loan Investment 6.34%Home Equity Loan Owner Occupied 6.34%
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