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BNK Bank · Business loans
Commercial Term Loan
BNK Bank's Commercial Term Loan is a business loan. The figures are the ones BNK Bank publishes under the Consumer Data Right today. The advertised rate last moved on 11 May 2026, up from 7.74% to 7.99%.
Advertised rate
7.99%
headline tier
Tiers
8
current rate rows
Last moved
+0.25pp
11 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (8)
| Tier | Rate |
|---|---|
| Variable, Investor, P&I, LVR up to 60%, $100,000 to $5,000,000LVR equal to or less than 60% | 7.99% |
| Variable, Investor, Interest only, LVR up to 60%, $100,000 to $5,000,000LVR equal to or less than 60% | 8.14% |
| Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $5,000,000LVR above 60% and equal to or less than 70% | 8.24% |
| Variable, Investor, Interest only, LVR 60 to 70%, $100,000 to $5,000,000LVR above 60% and equal to or less than 70% | 8.39% |
| Variable, Investor, P&I, LVR 70 to 75%, $100,000 to $3,500,000LVR above 70% and equal to or less than 75% | 8.64% |
| Variable, Investor, Interest only, LVR 70 to 75%, $100,000 to $3,500,000LVR above 70% and equal to or less than 75% | 8.79% |
| Variable, Investor, P&I, LVR 75 to 80%, $100,000 to $2,750,000LVR above 75% and equal to or less than 80% | 9.24% |
| Variable, Investor, Interest only, LVR 75 to 80%, $100,000 to $2,750,000LVR above 75% and equal to or less than 80% | 9.39% |
Rate moves, last 30 days
- 22 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $5,000,000, from 7.99% to 8.24%.
Published fees
| Fee | Amount |
|---|---|
| Documentation Handlingupfront: Documentation Handling | $25 |
| Valuation Feeupfront: Valuation Fee At cost and may vary depending on valuation type | see lender |
| Legal Feesupfront: At Cost from $700 + GST (excluding disbursments & other charges) | see lender |
| Split loan feewhen it happens: $100 per split | $100 |
| Title Insuranceupfront: At cost | see lender |
| Application Feeupfront: Application Fee based on the total loan amount NIL - <60% LVR 0.50% - < 70% LVR 0.60% - <75% LVR 0.70% - <80% LVR | see lender |
| Loan variationwhen it happens: Fees associated with varying the loan agreements | $250 |
| Discharge Feeon exit: Admin fee for discharging the loan | $350 |
| Early repayment feeon exit: 1.50% if discharged within 3 years (based on original loan amount) | see lender |
| Redraw Feewhen it happens: Fees associated with redraw | $50 |
| Annual feerecurring: Annual Fee | $395 |
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