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BNK Bank · Business loans
Commercial SMSF Loan
BNK Bank's Commercial SMSF Loan is a business loan. The figures are the ones BNK Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, up from 7.54% to 7.64%.
Advertised rate
7.64%
headline tier
Tiers
7
current rate rows
Last moved
+0.10pp
22 October 2026
Advertised rate, last 30 days. Between 7.54% and 7.64% over the last 30 days.
Every current rate (7)
| Tier | Rate |
|---|---|
| Variable, Investor, P&I, LVR up to 60%, $100,000 to $5,000,000LVR equal to or less than 60% | 7.64% |
| Variable, Investor, Interest only, LVR up to 60%, $100,000 to $5,000,000LVR equal to or less than 60% | 7.74% |
| Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $5,000,000LVR above 60% and equal to or less than 70% | 8.05% |
| Variable, Investor, Interest only, LVR 60 to 70%, $100,000 to $5,000,000LVR above 60% and equal to or less than 70% | 8.15% |
| Variable, Investor, P&I, LVR 70 to 75%, $100,000 to $3,500,000LVR above 70% and equal to or less than 75% | 8.24% |
| Variable, Investor, Interest only, LVR 70 to 75%, $100,000 to $3,500,000LVR above 70% and equal to or less than 75% | 8.35% |
| Variable, Investor, P&I, LVR 75 to 80%, $100,000 to $2,750,000LVR above 75% and equal to or less than 80% | 8.44% |
Rate moves, last 30 days
- 22 October 2026: Variable, Investor, P&I, LVR up to 60%, $100,000 to $5,000,000 lifted 0.10pp, from 7.54% to 7.64%.
- 22 October 2026: 5 tiers lifted 0.25pp; the lowest, Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $5,000,000, from 7.80% to 8.05%.
Published fees
| Fee | Amount |
|---|---|
| Discharge Feeon exit: Admin fee for discharging the loan | $350 |
| Loan variationwhen it happens: Fees associated with varying the loan agreements | $250 |
| Annual feerecurring: Annual Fee | $395 |
| Early repayment feeon exit: 1.50% if discharged within 3 years (based on original loan amount) | see lender |
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