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BNK Bank · Business loans

Commercial Alt Doc

BNK Bank's Commercial Alt Doc is a business loan. The figures are the ones BNK Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, down from 8.09% to 7.99%.

Advertised rate
7.99%
headline tier
Tiers
7
current rate rows
Last moved
-0.10pp
22 October 2026
7.99%8.09%5 October 20264 November 2026

Advertised rate, last 30 days. Between 7.99% and 8.09% over the last 30 days.

Every current rate (7)

TierRate
Variable, Investor, P&I, LVR up to 60%, $100,000 to $5,000,000LVR equal to or less than 60%7.99%
Variable, Investor, Interest only, LVR up to 60%, $100,000 to $5,000,000LVR equal to or less than 60%8.24%
Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $5,000,000LVR above 60% and equal to or less than 70%8.34%
Variable, Investor, Interest only, LVR 60 to 70%, $100,000 to $5,000,000LVR above 60% and equal to or less than 70%8.49%
Variable, Investor, P&I, LVR 70 to 75%, $100,000 to $3,500,000LVR above 70% and equal to or less than 75%8.64%
Variable, Investor, Interest only, LVR 70 to 75%, $100,000 to $3,500,000LVR above 70% and equal to or less than 75%8.79%
Variable, Investor, P&I, LVR 75 to 80%, $100,000 to $2,750,000LVR above 75% and equal to or less than 80%9.99%

Rate moves, last 30 days

Published fees

FeeAmount
Documentation Handlingupfront: Documentation Handling$25
Valuation Feeupfront: Valuation Fee At cost and may vary depending on valuation typesee lender
Legal Feesupfront: At Cost from $700 + GST (excluding disbursments & other charges)see lender
Split loan feewhen it happens: $100 per split$100
Title Insuranceupfront: At costsee lender
Application Feeupfront: Application Fee based on the total loan amount NIL - <60% LVR 0.50% - < 70% LVR 0.60% - <75% LVR 0.70% - <80% LVRsee lender
Discharge Feeon exit: Admin fee for discharging the loan$350
Loan variationwhen it happens: Fees associated with varying the loan agreements$250
Annual feerecurring: Annual Fee$395
Early repayment feeon exit: 1.50% if discharged within 3 years (based on original loan amount)see lender

Other BNK Bank business loans

Commercial SMSF Loan 7.64%Commercial Lease Doc 7.99%Commercial Term Loan 7.99%

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