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Darling Downs Bank rates
Darling Downs Bank publishes 151 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Darling Downs Bank's lowest home loan rate is 6.64% on Essential Home Loan, 0.10 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 0.85% on Education Saver, 3.15 points below the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Darling Downs Bank repriced 122 products in the last 30 days, most recently lifting Commercial Loans on 15 October 2026, from 7.95% to 8.20%.
Home loans
Savings accounts
| Product | Advertised rate |
|---|---|
| Education Saver | 0.85% |
| Smart Savers | 0.75% |
| Workings Savings | 0.70% |
| Gympie Savings | 0.15% |
Term deposits
Transaction accounts
| Product | Advertised rate |
|---|---|
| Cash Manager Online | 3.15% |
| Cash Manager Plus | 2.50% |
| Pensioner Choice | 1.75% |
| Passbook Account | 1.25% |
| Christmas Club | 1.20% |
| Choice Account | 0.55% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Auto Loans | 8.49% | 9.23% |
| Auto Loans | 8.49% | 9.19% |
| Auto Loans | 8.71% | 9.58% |
| Auto Loans | 8.71% | 9.58% |
| Personal Loans | 11.10% | 14.81% |
| Auto Loans | 11.75% | 12.75% |
| Auto Loans | 11.75% | 12.75% |
| Auto Loans | 13.75% | 14.61% |
| Auto Loans | 13.75% | 14.86% |
Business loans
| Product | Advertised rate |
|---|---|
| Bill Rate | 7.95% |
| Bill Rate | 7.95% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
| Commercial Loans | 8.20% |
Overdrafts
| Product | Advertised rate |
|---|---|
| Choice Account | 10.80% |
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