Smart Savers

Darling Downs Bank's Smart Savers is a savings account. The figures are the ones Darling Downs Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 0.60% to 0.75%.

Advertised rate

0.75%

headline tier

Tiers

current rate rows

Last moved

+0.15pp

14 October 2026

Advertised rate, last 30 days. Between 0.60% and 0.75% over the last 30 days.

Every current rate (2)

Tier	Rate
Variable	0.75%
Variable	20.26%

Rate moves, last 30 days

14 October 2026: Variable lifted 0.15pp, from 0.60% to 0.75%.

Published fees

Fee	Amount
ATM transaction fee balance enquirywhen it happens: ATM Fees are debited to the account with which the card is linked as part of end of day processing	$1.50
ATM transaction fee other ATM withdrawalsper transaction: ATM Fees are debited to the account with which the card is linked as part of end of day processing	$1.50
Excess drawings feeper transaction: When funds are transferred to cover drawings without customer established instructions	$5
Membership feerecurring: Charged when becoming a customer of WCU	$5
Overseas transaction feeper transaction: Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances)	$4
Periodic payment fee branch actionedper transaction: Transfers to a non-WCU Account.	$6.50
Phone assisted transfersper transaction: Only charged when staff assistance is required to transfer funds over the phone	$2.50
Statement feerecurring: When paper statements are requested - charged on statement cycle	$2
Visa debit card replacementwhen it happens: Charged unless proven compromised or stolen	$12

Other Darling Downs Bank savings accounts

Education Saver 0.85%Workings Savings 0.70%Gympie Savings 0.15%

Get an email the morning Darling Downs Bank moves this rate.

Every Darling Downs Bank rate · every savings account rate compared · other lenders · this product in the explorer.