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Darling Downs Bank · Savings accounts
Workings Savings
Darling Downs Bank's Workings Savings is a savings account. The figures are the ones Darling Downs Bank publishes under the Consumer Data Right today. The advertised rate last moved on 6 October 2026, up from 0.55% to 0.70%.
Advertised rate
0.70%
headline tier
Tiers
5
current rate rows
Last moved
+0.15pp
6 October 2026
Advertised rate, last 30 days. Between 0.55% and 0.70% over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| Variable, up to $5,000WORKINGS SAVINGS_Tier_1 | 0.10% |
| Variable, $5,000 to $10,000WORKINGS SAVINGS_Tier_2 | 0.20% |
| Variable, $20,000 to $50,000WORKINGS SAVINGS_Tier_4 | 0.35% |
| Variable, $10,000 to $20,000WORKINGS SAVINGS_Tier_3 | 0.35% |
| Variable, $50,000 and overWORKINGS SAVINGS_Tier_5 | 0.70% |
Rate moves, last 30 days
- 6 October 2026: Variable, $5,000 to $10,000 lifted 0.10pp, from 0.10% to 0.20%.
- 6 October 2026: Variable, $50,000 and over lifted 0.15pp, from 0.55% to 0.70%.
- 6 October 2026: Variable, $10,000 to $20,000 lifted 0.15pp, from 0.20% to 0.35%.
Published fees
| Fee | Amount |
|---|---|
| ATM transaction fee balance enquirywhen it happens: ATM Fees are debited to the account with which the card is linked as part of end of day processing | $1.50 |
| ATM transaction fee other ATM withdrawalsper transaction: ATM Fees are debited to the account with which the card is linked as part of end of day processing | $1.50 |
| Membership feerecurring: Charged when becoming a customer of WCU | $5 |
| Overseas transaction feeper transaction: Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances) | $4 |
| Periodic payment fee branch actionedper transaction: Transfers to a non-WCU Account. | $6.50 |
| Phone assisted transfersper transaction: Only charged when staff assistance is required to transfer funds over the phone | $2.50 |
| Statement feerecurring: When paper statements are requested - charged on statement cycle | $2 |
| Visa debit card replacementwhen it happens: Charged unless proven compromised or stolen | $12 |
Other Darling Downs Bank savings accounts
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