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Darling Downs Bank · Transaction accounts
Choice Account
Darling Downs Bank's Choice Account is a transaction account. The figures are the ones Darling Downs Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 0.45% to 0.55%.
Advertised rate
0.55%
headline tier
Tiers
5
current rate rows
Last moved
+0.10pp
14 October 2026
Advertised rate, last 30 days. Between 0.45% and 0.55% over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| Variable, up to $5,000CHOICE ACCOUNT_Tier_1 | 0.10% |
| Variable, $5,000 to $10,000CHOICE ACCOUNT_Tier_2 | 0.50% |
| Variable, $10,000 to $20,000CHOICE ACCOUNT_Tier_3 | 0.50% |
| Variable, $20,000 and overCHOICE ACCOUNT_Tier_4 | 0.55% |
| Variable | 20.26% |
Rate moves, last 30 days
- 14 October 2026: Variable, $5,000 to $10,000 lifted 0.10pp, from 0.40% to 0.50%.
- 14 October 2026: Variable, $20,000 and over lifted 0.10pp, from 0.45% to 0.55%.
Published fees
| Fee | Amount |
|---|---|
| ATM transaction fee balance enquirywhen it happens: ATM Fees are debited to the account with which the card is linked as part of end of day processing | $1.50 |
| ATM transaction fee other ATM withdrawalsper transaction: ATM Fees are debited to the account with which the card is linked as part of end of day processing | $1.50 |
| Cheque book issue 100 chqsper payment: Fee payable every time a cheque book is supplied to a customer | $32 |
| Cheque book issue 200 chqsper payment: Fee payable every time a cheque book is supplied to a customer | $65 |
| Cheque book issue 25 chqsper payment: Fee payable every time a cheque book is supplied to a customer. | $8.25 |
| Encoded deposit book issuedper payment: Fee payable ever time an encoded deposit book has been issued to a customer | $3 |
| Excess drawings feeper transaction: When funds are transferred to cover drawings without customer established instructions | $5 |
| Membership feerecurring: Charged when becoming a customer of WCU | $5 |
| Overseas transaction feeper transaction: Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances) | $4 |
| Periodic payment fee branch actionedper transaction: Transfers to a non-WCU Account. | $6.50 |
| Phone assisted transfersper transaction: Only charged when staff assistance is required to transfer funds over the phone | $2.50 |
| Statement feerecurring: When paper statements are requested - charged on statement cycle | $2 |
Other Darling Downs Bank transaction accounts
Cash Manager Online 3.15%Cash Manager Plus 2.50%Pensioner Choice 1.75%Passbook Account 1.25%Christmas Club 1.20%
Get an email the morning Darling Downs Bank moves this rate.
Every Darling Downs Bank rate · every transaction account rate compared · other lenders · this product in the explorer.