Lenders › Darling Downs Bank › Pensioner Choice
Darling Downs Bank · Transaction accounts
Pensioner Choice
Darling Downs Bank's Pensioner Choice is a transaction account. The figures are the ones Darling Downs Bank publishes under the Consumer Data Right today. The advertised rate last moved on 6 October 2026, up from 1.60% to 1.75%.
Advertised rate
1.75%
headline tier
Tiers
3
current rate rows
Last moved
+0.15pp
6 October 2026
Advertised rate, last 30 days. Between 1.60% and 1.75% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $2,000PENSIONER CHOICE_Tier_1 | 0.45% |
| Variable, $2,000 to $46,601PENSIONER CHOICE_Tier_2 | 1.25% |
| Variable, $46,601 and overPENSIONER CHOICE_Tier_3 | 1.75% |
Rate moves, last 30 days
- 6 October 2026: Variable, up to $2,000 lifted 0.10pp, from 0.35% to 0.45%.
- 6 October 2026: Variable, $46,601 and over lifted 0.15pp, from 1.60% to 1.75%.
- 6 October 2026: Variable, $2,000 to $46,601 lifted 0.15pp, from 1.10% to 1.25%.
Published fees
| Fee | Amount |
|---|---|
| ATM transaction fee balance enquirywhen it happens: ATM Fees are debited to the account with which the card is linked as part of end of day processing | $1.50 |
| ATM transaction fee other ATM withdrawalsper transaction: ATM Fees are debited to the account with which the card is linked as part of end of day processing | $1.50 |
| Cheque book issue 100 chqsper payment: Fee payable every time a cheque book is supplied to a customer | $32 |
| Cheque book issue 200 chqsper payment: Fee payable every time a cheque book is supplied to a customer | $65 |
| Cheque book issue 25 chqsper payment: Fee payable every time a cheque book is supplied to a customer. | $8.25 |
| Encoded deposit book issuedper payment: Fee payable ever time an encoded deposit book has been issued to a customer | $3 |
| Membership feerecurring: Charged when becoming a customer of WCU | $5 |
| Periodic payment fee branch actionedper transaction: Transfers to a non-WCU Account. | $6.50 |
| Phone assisted transfersper transaction: Only charged when staff assistance is required to transfer funds over the phone | $2.50 |
| Statement feerecurring: When paper statements are requested - charged on statement cycle | $2 |
| Visa debit card replacementwhen it happens: Charged unless proven compromised or stolen | $12 |
Other Darling Downs Bank transaction accounts
Cash Manager Online 3.15%Cash Manager Plus 2.50%Passbook Account 1.25%Christmas Club 1.20%Choice Account 0.55%
Get an email the morning Darling Downs Bank moves this rate.
Every Darling Downs Bank rate · every transaction account rate compared · other lenders · this product in the explorer.