Summerland Bank rates

Summerland Bank publishes 17 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Summerland Bank's lowest home loan rate is 6.14% on Basic Variable Home Loan, 0.60 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 4.75% on Bonus Saver, 0.75 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Summerland Bank repriced 14 products in the last 30 days, most recently lifting iSave Online on 29 October 2026, from 0.50% to 0.75%.

Home loans

Product	Advertised rate	Comparison rate
ECO Home Loan restricted	6.09%	6.15%
Basic Variable Home Loan	6.14%	6.20%
Premium Variable Home Loan	6.24%	6.60%
Basic Variable Investment Loan	6.34%	6.40%
ECO Investment Home Loan restricted	6.34%	6.40%
Fixed Rate Loan	6.35%	6.62%
Premium Variable Investment Ln	6.44%	6.80%
Fixed Rate Investment Loan	6.49%	6.82%

Savings accounts

Product	Advertised rate
Bonus Saver	4.75%

Term deposits

Product	Advertised rate
Fixed Term Deposit	5.25%

Transaction accounts

Product	Advertised rate
iSave Online	5.70%
Gold Class	2.80%

Personal loans

Product	Advertised rate	Comparison rate
Personal Loan	7.24%	7.84%
Car Loan	7.49%	8.15%

Business loans

Product	Advertised rate
Business Loan	7.54%

Overdrafts

Product	Advertised rate
Business Plus Overdraft	10.54%
Equity Extra Investment Overdr	10.54%

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