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Summerland Bank · Home loans
Fixed Rate Loan
Summerland Bank's Fixed Rate Loan is a home loan. The figures are the ones Summerland Bank publishes under the Consumer Data Right today. The advertised rate last moved on 28 May 2026, up from 6.14% to 6.24%.
Advertised rate
6.35%
headline tier
Comparison rate
6.62%
as published
Last moved
+0.10pp
28 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (15)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 60%, $150,000 and over | 6.35% | 6.62% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 60%, $150,000 and over | 6.37% | 6.58% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 60%, $150,000 and over | 6.38% | 6.61% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 80%, $150,000 and over | 6.39% | 6.63% |
| Fixed 1 year, Owner occupier, P&I, $30,000 and over | 6.39% | 6.73% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80%, $150,000 and over | 6.41% | 6.60% |
| Fixed 3 years, Owner occupier, P&I, $30,000 and over | 6.41% | 6.70% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80%, $150,000 and over | 6.42% | 6.61% |
| Fixed 2 years, Owner occupier, P&I, $30,000 and over | 6.42% | 6.72% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 60%, $150,000 and over | 6.62% | 6.66% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 80%, $150,000 and over | 6.66% | 6.67% |
| Fixed 4 years, Owner occupier, P&I, $30,000 and over | 6.66% | 6.78% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 60%, $150,000 and over | 6.77% | 6.73% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 80%, $150,000 and over | 6.81% | 6.75% |
| Fixed 5 years, Owner occupier, P&I, $30,000 and over | 6.81% | 6.85% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Establishment Feeupfront | $300 |
| Loan Increase Feeupfront | $300 |
| Valuation Feeupfront: Valuation Fee - Residential $300; Valuation Fee - Non-Residential is at cost. | $300 |
| Legal Feeupfront: Legal Fee - residential $200; Legal Fee - Non Residential at cost. | $200 |
| Redraw fee - Assistedper transaction | $25 |
| Redraw Fee - Electronicper transaction | $0 |
| Contract Variation/Consent Feewhen it happens | $300 |
| Mortgage Discharge Feeper transaction | $250 |
| QuickDebit Dishonour Feewhen it happens | $15 |
| Loan Administration Feerecurring | $8 |
| Guarantee Establishment Feeupfront | $200 |
| Settlement Feeupfront | see lender |
Other Summerland Bank home loans
ECO Home Loan 6.09%Basic Variable Home Loan 6.14%Premium Variable Home Loan 6.24%Basic Variable Investment Loan 6.34%ECO Investment Home Loan 6.34%Premium Variable Investment Ln 6.44%Fixed Rate Investment Loan 6.49%
Get an email the morning Summerland Bank moves this rate.
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