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ECO Home Loan
Summerland Bank's ECO Home Loan is a home loan open only to a stated occupation, employer or membership. The figures are the ones Summerland Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, up from 5.84% to 6.09%.
Advertised rate
6.09%
headline tier
Comparison rate
6.15%
as published
Last moved
+0.25pp
22 October 2026
Advertised rate, last 30 days. Between 5.84% and 6.09% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%, $150,000 and over | 6.09% | 6.15% |
| Variable, Owner occupier, P&I, LVR up to 80%, $150,000 and over | 6.24% | 6.30% |
| Variable, Owner occupier, P&I, LVR up to 85%, $150,000 and over | 6.29% | 6.35% |
| Variable, Owner occupier, P&I, LVR up to 90%, $150,000 and over | 6.54% | 6.60% |
| Variable, Owner occupier, P&I, LVR up to 95%, $150,000 and over | 6.79% | 6.85% |
| Variable, Owner occupier, P&I, $30,000 and over | 6.79% | 6.85% |
Rate moves, last 30 days
- 22 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, $150,000 and over, from 5.84% to 6.09%.
Published fees
| Fee | Amount |
|---|---|
| Loan Increase Feeupfront | $225 |
| Valuation Feeupfront: Valuation Fee - Residential $300; Valuation Fee - Non-Residential is at cost. | $300 |
| Contract Variation/Consent Feewhen it happens | $300 |
| Mortgage Discharge Feeper transaction | $250 |
| QuickDebit Dishonour Feewhen it happens | $10 |
| Guarantee Establishment Feeupfront | $200 |
| Settlement Feeupfront | see lender |
| Valuation Fee - Constructionupfront: Payable in addition to the Valuation Fee - residential. | $800 |
| Legal Feeupfront: Legal Fee - residential $200; Legal Fee - Non Residential at cost. | $200 |
Other Summerland Bank home loans
Basic Variable Home Loan 6.14%Premium Variable Home Loan 6.24%Basic Variable Investment Loan 6.34%ECO Investment Home Loan 6.34%Fixed Rate Loan 6.35%Premium Variable Investment Ln 6.44%Fixed Rate Investment Loan 6.49%
Get an email the morning Summerland Bank moves this rate.
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