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Summerland Bank · Home loans
Premium Variable Home Loan
Summerland Bank's Premium Variable Home Loan is a home loan. The figures are the ones Summerland Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, up from 5.99% to 6.24%.
Advertised rate
6.24%
headline tier
Comparison rate
6.60%
as published
Last moved
+0.25pp
22 October 2026
Advertised rate, last 30 days. Between 5.99% and 6.24% over the last 30 days.
Every current rate (11)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%, $500,000 and over | 6.24% | 6.60% |
| Variable, Owner occupier, P&I, LVR up to 60%, $250,000 and over | 6.34% | 6.70% |
| Variable, Owner occupier, P&I, LVR up to 80%, $500,000 and over | 6.44% | 6.80% |
| Variable, Owner occupier, P&I, LVR up to 80%, $250,000 and over | 6.49% | 6.84% |
| Variable, Owner occupier, P&I, LVR up to 85%, $500,000 and over | 6.49% | 6.84% |
| Variable, Owner occupier, P&I, LVR up to 85%, $250,000 and over | 6.54% | 6.89% |
| Variable, Owner occupier, P&I, LVR up to 90%, $500,000 and over | 6.74% | 7.09% |
| Variable, Owner occupier, P&I, LVR up to 90%, $250,000 and over | 6.79% | 7.14% |
| Variable, Owner occupier, P&I, LVR up to 95%, $250,000 and over | 7.04% | 7.39% |
| Variable, Owner occupier, P&I, LVR up to 95%, $500,000 and over | 7.04% | 7.39% |
| Variable, Owner occupier, P&I, $250,000 and over | 7.04% | 7.39% |
Rate moves, last 30 days
- 22 October 2026: 10 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, $500,000 and over, from 5.99% to 6.24%.
Published fees
| Fee | Amount |
|---|---|
| Valuation Feeupfront: Valuation Fee - Residential $300; Valuation Fee - Non-Residential is at cost. | $300 |
| Contract Variation/Consent Feewhen it happens | $300 |
| Mortgage Discharge Feeper transaction | $250 |
| QuickDebit Dishonour Feewhen it happens | $15 |
| Guarantee Establishment Feeupfront | $200 |
| Premium Home Loan Annual Feerecurring | $380 |
| Settlement Feeupfront | see lender |
| Valuation Fee - Constructionupfront | $800 |
| Loan Increase Feeupfront | $300 |
Other Summerland Bank home loans
ECO Home Loan 6.09%Basic Variable Home Loan 6.14%Basic Variable Investment Loan 6.34%ECO Investment Home Loan 6.34%Fixed Rate Loan 6.35%Premium Variable Investment Ln 6.44%Fixed Rate Investment Loan 6.49%
Get an email the morning Summerland Bank moves this rate.
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