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Summerland Bank · Personal loans

Personal Loan

Summerland Bank's Personal Loan is a personal loan. The figures are the ones Summerland Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, up from 6.99% to 7.24%.

Advertised rate
7.24%
headline tier
Comparison rate
7.84%
as published
Last moved
+0.25pp
22 October 2026
6.99%7.24%5 October 20264 November 2026

Advertised rate, last 30 days. Between 6.99% and 7.24% over the last 30 days.

Every current rate (2)

TierRateComparison
Variable, P&I7.24% to 8.69%7.84%
Variable, P&I, $3,000 and over11.49%13.77%

Rate moves, last 30 days

Published fees

FeeAmount
Loan Establishment Feeupfront$175
Redraw Feeper transaction$25
Contract Variation/Consent Feewhen it happens$175
Loan Administration Feerecurring$5
QuickDebit Dishonour Feewhen it happens$15
Loan Administration Feerecurring$5
Guarantee Establishment Feeupfront$175

Other Summerland Bank personal loans

Car Loan 7.49%

Get an email the morning Summerland Bank moves this rate.

Every Summerland Bank rate · every personal loan rate compared · other lenders · this product in the explorer.