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Summerland Bank · Transaction accounts
Gold Class
Summerland Bank's Gold Class is a transaction account. The figures are the ones Summerland Bank publishes under the Consumer Data Right today. The advertised rate last moved on 29 October 2026, up from 2.55% to 2.80%.
Advertised rate
2.80%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
29 October 2026
Advertised rate, last 30 days. Between 2.55% and 2.80% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, up to $2,000Tier_1 | 0.75% |
| Variable, $2,000 to $10,000Tier_2 | 1.15% |
| Variable, $10,000 to $45,000Tier_3 | 1.80% |
| Variable, $45,000 and overTier_4 | 2.80% |
Rate moves, last 30 days
- 29 October 2026: Variable, $10,000 to $45,000 lifted 0.10pp, from 1.70% to 1.80%.
- 29 October 2026: Variable, $2,000 to $10,000 lifted 0.10pp, from 1.05% to 1.15%.
- 29 October 2026: Variable, $45,000 and over lifted 0.25pp, from 2.55% to 2.80%.
Published fees
| Fee | Amount |
|---|---|
| QuickDebit Dishonour Feewhen it happens | $15 |
| Deposited Cheque Item Feewhen it happens | see lender |
| Honour Feewhen it happens | $20 |
| Dishonour Feewhen it happens | $15 |
Other Summerland Bank transaction accounts
Get an email the morning Summerland Bank moves this rate.
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