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Gateway Bank · Business loans

Commercial Plus 3yr Fixed

Gateway Bank's Commercial Plus 3yr Fixed is a business loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
8.64%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
8.64%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Fixed 3 years, Investor, P&I, LVR up to 60%8.64%
Fixed 3 years, Investor, P&I, LVR 60 to 65%8.74%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Establishment Feeupfront: 0.40% of the total loan amount (for standard applications)$0
Legal Feeupfront: Document preparation costs and out-of-pocket expenses.$0
Valuation Feewhen it happens: The amount of all valuation fees Gateway Bank incurs or has to pay its valuer in connection with a valuation of the property.$0
Monthly Feerecurring: Ongoing monthly service fee$25
Early Termination Feewhen it happens: Payable if the loan amount is paid in full within 3 years.$0
Fixed Loan Break Costwhen it happens: Early repayment adjustment is payable if Gateway suffers a loss when the loan is repaid in full during a fixed rate period.$0
Split Loan Account Feewhen it happens: Two loan accounts (i.e.$99
Top Up Feewhen it happens: Payable at settlement when increasing loan borrowings$500
Rate Lock Feewhen it happens: Payable at application for Rate Lock in the prevailing fixed rate, valid for 90 days from request date.$0
Switch Feewhen it happens: Payable if Gateway agrees to vary the Loan Agreement on existing Gateway loan, for example; Repayment switch (e.g.$150
Security Variation Feewhen it happens: Payable if Gateway agrees to vary the security on an existing loan.$200
Discharge Feewhen it happens: Payable at the time of each discharge of mortgage Discharge Fee - First Security $300 Discharge Fee - Per additional Security $95$300

Other Gateway Bank business loans

Commercial Loan 3yr Fixed 8.39%Inv Commercial Loan 3yr Fixed 8.39%Commercial Loan 3yr Fixed IO 8.54%Inv Commercial 3yr Fixed IO 8.54%Green Commercial Property Loan 8.64%INV Commercial Plus 3yr Fixed 8.64%Inv Green Com Property Loan 8.64%Commercial Plus 3yr Fixed IO 8.79%Green Com Property Loan IO 8.79%INV Com Plus 3yr Fixed IO 8.79%Inv Green Com Property Loan IO 8.79%Commercial Property Loan 8.94%

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