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Business/Farm/Commercial - Residential Mortgage Loan
GMCU's Business/Farm/Commercial - Residential Mortgage Loan is a business loan. The figures are the ones GMCU publishes under the Consumer Data Right today. The advertised rate last moved on 8 May 2026, up from 10.29% to 10.54%.
Advertised rate
10.54%
headline tier
Tiers
0
current rate rows
Last moved
+0.25pp
8 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Gmcu title search feewhen it happens | $25.30 |
| Goods security agreement preparation feewhen it happens: charged if a Goods Security Agreement is required as security (e.g. | $30 |
| Loan contract variation feewhen it happens: For Each Variation | $300 |
| Loan default feewhen it happens | $10 |
| Loan default fee- second reminder letterwhen it happens | $15 |
| Loan default fee- final noticewhen it happens | $25 |
| Mortgage preparation feeper cash advance: Mortgage documents prepared by solicitor payable by member at cost | $0 |
| Valuation feeper cash advance: Valuation fee payable by member at cost | $0 |
| Loan redraw feeper transaction | $50 |
| Business/commercial loan establishment feeupfront: Establishment Fee starts from $500.00 and increases based on loan amount and complexity | $500 |
Other GMCU business loans
Business Farm Commercial- Other Real Estate Mortgage Loan 12.00%Business/Farm/Commercial Loan - Unsecured 18.75%
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