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Bank of Sydney rates

Bank of Sydney publishes 22 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Bank of Sydney's lowest home loan rate is 6.24% on BOS Basic Home Loan Owner Occupied, 0.50 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.25% on Bos Saver, 1.25 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Bank of Sydney repriced 11 products in the last 30 days, most recently cutting Expect More Home Loan Investment on 17 October 2026, from 7.09% to 6.84%.

Home loans

ProductAdvertised rateComparison rate
BOS Basic Home Loan Owner Occupied6.24%6.28%
BOS Basic Investment Home Loan6.54%6.58%
Expect More Home Loan Owner Occupied6.54%6.69%
Expect More Home Loan Investment6.84%6.98%
Expect More Home Loan Owner Occupied - Fixed7.29%6.10%
Expect More Home Loan Investment - Fixed7.39%7.16%
Home Equity Maximiser Owner Occupied11.90%
Home Equity Maximiser Investment12.27%

Savings accounts

ProductAdvertised rate
Bos Saver5.25%
Business Saver4.35%

Term deposits

ProductAdvertised rate
Term Deposit5.30%

Business loans

ProductAdvertised rate
Resisec Business Loan6.74%
Resisec Commercial Loan11.10%
Commercial Loan13.68%
Business Loan13.83%
Resisec Business Overdraft14.58%

Overdrafts

ProductAdvertised rate
Business Overdraft Account14.58%

Foreign exchange

ProductAdvertised rate
USD Term Deposit0.20%
GBP Term Deposit0.15%
NZD Term Deposit0.10%
EUR Term Deposit0.01%

Trust accounts

ProductAdvertised rate
Controlled Money Trust Account3.65%

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